# Zilveren Kruis — Claims, insurance card & more

> Digital health insurance management, claims, and information. (iPhone/iPad app by Zilveren Kruis.)

- Source: https://appshunter.io/ios/app/zilveren-kruis/id767486054 (this page in markdown: same URL + `.md`)
- Developer: [Zilveren Kruis](https://appshunter.io/developer/1012581600)
- Category: Utilities, Medical
- Price: Free
- Rating: 4.50/5 from 252 App Store ratings · 48 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.0 · 330 MB
- Languages: American English, Dutch
- Released: 2013-12-16
- Data updated: 2026-08-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/zilveren-kruis/id767486054/reviews.md

## What is Zilveren Kruis?

Quickly and safely arrange your health care affairs in the Zilveren Kruis app

Logging into our app is always done through DigiD to ensure you have easy and safe access to your personal data. View the app in Dutch or in English.

Quickly see:
- How you are insured with us and those (co-) insured with you.
- Your reimbursements.
- Submitted and reimbursed health care costs.
- How much excess you still have (left).

Easily arrange yourself:
- Your claims. Take a photo and submit it. Reimbursed the next working day.
- Find answers to your reimbursement questions. Chat with our chatbot or customer service agents.
- Your transport authorisation.

Did you know that your health insurance card can be found in the app?

## Key features

- View insurance details
- Track reimbursements
- Submit claims via photo
- Check remaining excess
- Access digital insurance card
- Chat with support

## Recent user reviews (10 of 48)

All indexed reviews: https://appshunter.io/ios/app/zilveren-kruis/id767486054/reviews.md

### 4/5 — indienen declaraties makkelijk!

*2025-12-14, version 6.3.4*

Het indienen van declaraties met behulp van deze app is erg makkelijk

### 5/5 — Submitted claim

*2025-09-17, version 6.3.1*

Best app I have used to date. Simple, efficient, easy and VERY user friendly

### 2/5 — Language and change management

*2025-08-06, version 6.2.0*

App is unfortunately only available in Dutch which makes the sudden 10 questions to answer when handing in a declaration from Belgium / Germany (covered by the insurance) quite challenging.

### 1/5 — We need English

*2025-02-26, version 6.0.7*

The chat doesn’t support English

### 5/5 — easy App

*2025-01-31, version 6.0.7*

een hele makkelijke app alles in een oogwenk geregeld 💪

### 5/5 — Zilveren Kruis

*2024-09-04, version 6.0.2*

gemakkelijk app, ben erg tevreden.

### 1/5 — Klote app

*2024-04-25, version 5.3.1*

Loopt altijd vast alles gaat sloom en ja ik heb een iphone 13 pro dus daar ligt het niet aan!!!

### 5/5 — App

*2024-04-22, version 5.3.1*

Very easy

### 1/5 — Ridiculously harder than the previous version

*2023-09-29, version 5.1.2*

Ridiculously harder than the previous version

### 4/5 — Feature request: monthly invoices

*2023-07-12, version 5.1.0*

Hi! The app is great, thank you! However, it'd be good if it could send invoices for monthly premium payments monthly. Right now it's possible only once a year.

## Frequently asked questions about Zilveren Kruis

### What can I do with the Zilveren Kruis app?

The app allows you to quickly and safely manage your health care affairs. You can view your insurance coverage, see your reimbursements and submitted health care costs, and check your remaining excess. It also enables you to easily submit claims by taking a photo, arrange transport authorization, and access your digital health insurance card.

### How do I log in to the app?

Logging into the app is done through DigiD, ensuring easy and safe access to your personal data. DigiD is a standardized login system used in the Netherlands for secure access to online government services.

### How quickly are claims reimbursed?

Claims submitted through the app, by taking a photo, are typically reimbursed by the next working day. This provides a fast and efficient way to get your health care costs covered.

### Can I get help with my reimbursement questions?

Yes, you can find answers to your reimbursement questions within the app. You have the option to chat with a chatbot or speak with customer service agents for personalized assistance.

### Is the app available in English?

Yes, the app can be viewed in either Dutch or English. This allows users to manage their health insurance affairs in their preferred language.

## Version history (last 5 releases)

### 7.0.3 — 2026-08-26

We have improved how you can submit foreign healthcare costs. You can now change a previous answer and, after submitting a foreign bill, you will receive clearer information about how it will be dealt with. In addition, the digital healthcare card is now more accessible, making it not only more user-friendly but also quicker to display. We have also fixed some bugs.

We regularly improve our app. Enable automatic app updates in your phone settings to make sure you always have the latest version.

### 7.0.2 — 2026-08-14

Improved accessibility of the Zilveren Kruis-app
With this new version, we’ve made the app more accessible. This makes it easier and more pleasant for more people to use.

What has been improved?
- Support for both portrait and landscape screen view
The app now works better when you use your phone or tablet in portrait or landscape mode.
- Better support for larger text
Do you use a larger font size on your device? The app is now easier to read.
- More contrast for better readability
We have adjusted the colours so that text and information are more clearly visible.
- Improved support for read-aloud
The app now works better with screen readers and read-aloud features. This makes it easier to navigate and read information.

We continue to improve
With this update, we are taking a big step towards an app that is accessible for everyone. We will continue working on further improvements so that the app becomes easier and more pleasant to use.
We regularly improve our app. Turn on automatic app updates in your phone settings.

We keep improving our app, so please turn on automatic app updates in your phone's settings to always have the latest version.

### 7.0.1 — 2026-07-31

Improved accessibility of the Zilveren Kruis-app
With this new version, we’ve made the app more accessible. This makes it easier and more pleasant for more people to use.

What has been improved?
- Support for both portrait and landscape screen view
The app now works better when you use your phone or tablet in portrait or landscape mode.
- Better support for larger text
Do you use a larger font size on your device? The app is now easier to read.
- More contrast for better readability
We have adjusted the colours so that text and information are more clearly visible.
- Improved support for read-aloud
The app now works better with screen readers and read-aloud features. This makes it easier to navigate and read information.

We continue to improve
With this update, we are taking a big step towards an app that is accessible for everyone. We will continue working on further improvements so that the app becomes easier and more pleasant to use.
We regularly improve our app. Turn on automatic app updates in your phone settings.

We keep improving our app, so please turn on automatic app updates in your phone's settings to always have the latest version.

### 7.0.0 — 2026-07-20

Improved accessibility of the Zilveren Kruis-app
With this new version, we’ve made the app more accessible. This makes it easier and more pleasant for more people to use.

What has been improved?
- Support for both portrait and landscape screen view
The app now works better when you use your phone or tablet in portrait or landscape mode.
- Better support for larger text
Do you use a larger font size on your device? The app is now easier to read.
- More contrast for better readability
We have adjusted the colours so that text and information are more clearly visible.
- Improved support for read-aloud
The app now works better with screen readers and read-aloud features. This makes it easier to navigate and read information.

We continue to improve
With this update, we are taking a big step towards an app that is accessible for everyone. We will continue working on further improvements so that the app becomes easier and more pleasant to use.
We regularly improve our app. Turn on automatic app updates in your phone settings.

We keep improving our app, so please turn on automatic app updates in your phone's settings to always have the latest version.

### 6.3.10 — 2026-06-30

We have fixed a number of bugs.

We keep improving our app, so please turn on automatic app updates in your phone's settings to always have the latest version.

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## More apps by Zilveren Kruis

- [Pro Life App](https://appshunter.io/ios/app/pro-life-app/id881443261)
- [Zilveren Kruis Wijzer](https://appshunter.io/ios/app/zilveren-kruis-wijzer/id892362797)
- [Tiptrack](https://appshunter.io/ios/app/tiptrack/id1480505364)
- [Fysioapp - online zelfhulp](https://appshunter.io/ios/app/fysioapp-online-zelfhulp/id1546095265)
- [De christelijke \| App](https://appshunter.io/ios/app/de-christelijke-app/id6449744174)

All apps by Zilveren Kruis: https://appshunter.io/developer/1012581600

## Related topics

[uitmuntend zorg](https://appshunter.io/ios/topics/uitmuntend-zorg) · [centraal beheer ppi](https://appshunter.io/ios/topics/centraal-beheer-ppi)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*
