# Zing: International money app — Send and spend with confidence > International money app for global spending and fee-free currency transfers. (iPhone/iPad app by MP Payments Operations Limited.) - Source: https://appshunter.io/ios/app/zing-international-money-app/id1671526220 (this page in markdown: same URL + `.md`) - Developer: [MP Payments Operations Limited](https://appshunter.io/developer/1656051481) - Category: Finance, Travel - Price: Free - Rating: 4.68/5 from 28 App Store ratings · 76 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 91 MB - Languages: English - Released: 2023-12-28 - Data updated: 2026-06-10 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/zing-international-money-app/id1671526220/reviews.md ## What is Zing? Zing will be closing on 22 May 2025 and we are not accepting any new applications. Find out more at https://zing.me Get the smart debit card that lets you spend worldwide, and send fee-free transfers in 30+ currencies with Zing – the international money app that guarantees you great exchange rates, low fees and 24/7 customer support. Download today and sign up in minutes to start living your best international life. We’re part of the HSBC group*. 18+. UK residents only. Visit Zing.me to find out more. Great value, Less fees Zero outbound transfer fees Convert up to £500 (or equivalent) fee-free per month ** Free UK ATM cash withdrawals (some ATMs may charge a fee) Free card (plus free first replacement) First monthly withdrawal from international ATMs is free (subsequent withdrawals cost £2 or equivalent each) Multi-currency card & companion app Hold money and spend like a local in 20+ currency wallets Card accepted in 200+ countries and territories Exchange money before you travel, when exchange rates are good Go contactless with Apple Pay Manage everything in-app from viewing transactions to freezing / reordering cards International & domestic transfers Make international and domestic transfers in 30+ currencies in a few taps Pay zero outbound transfer fees (conversion fees may apply) Confidence that you know where your money is Track payments and transfers with in-app notifications Easily move currencies between multiple Zing currency wallets Transparent transactions Competitive rates with no hidden fees. Track payments until they reach their destination Clear fee breakdowns before transactions for informed decision-making Real-time exchange rates Make conversions with real-time rates. Zing adds no mark-up to real-time rates FX sweeping Automatically convert money from your other wallets with real-time conversion rates to cover card payments (conversion fees may apply) 24/7 human support We’ve got your back 24/7, no matter your time zone. Contact us in-app, anytime Surprizing Rewards Participate in monthly giveaways for a chance to win unforgettable experiences Visibility and protection Payment tracking Freeze/unfreeze or reorder cards in-app Currencies available Add money to your wallet by debit card and bank transfer, and receive local non-SWIFT payments from non-Zing accounts in GBP and EUR. Hold money in GBP, USD, EUR, CAD, HKD, JPY, SGD, AUD, NZD, AED, CHF, CZK, DKK, HUF, MXN, NOK, POL, RON, SAR, SEK, THB, ZAR. Make payments to non-Zing accounts in 30+ currencies. **Conversion fees waived for converting up to £500 (or equivalent) per month, until 30 Dec 24. Currency and transaction limits apply. See full T&Cs. Zing is provided by MP Payments UK Limited, a company registered in England and Wales with registered company number 14263447 and its registered office at 8 Canada Square, London, E14 5HQ. MP Payments UK Limited's registered VAT number is GB365684514. MP Payments UK is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for issuing electronic money and the provision of payment services, with FCA registration number 983835. MP Payments UK Limited is part of the global HSBC Group but is not a bank. Your funds are not deposits and are not protected by the Financial Services Compensation Scheme ("FSCS"). We keep your e-money safe by safeguarding your funds in a separate bank account. MP Payments UK Limited is separate from HSBC UK Bank Plc ("HSBC UK"), and your e-money does not count towards your total FSCS protection with HSBC UK (if applicable). If you have any questions, please contact support@zing.me. Pricing amounts shown in these images are based on the exchange rates on 9 July 2024. FX rates change and actual rates at transaction may vary. ## Key features - Send money in 30+ currencies - Spend worldwide with a multi-currency card - Fee-free transfers - Competitive exchange rates - 24/7 customer support - In-app transaction tracking - Freeze/unfreeze cards ## What do users think of Zing? Overall sentiment: mixed **Pros** - 💱 Competitive exchange rates and no hidden fees - 👍 Simple, intuitive, and easy-to-use interface - 🌍 Multi-currency wallet support for international travel - 🔒 Secure transactions and reliable service - ⚡ Quick account setup and card delivery - 🍎 Seamless Apple Pay integration - 💳 Convenient travel card with no weekend charges - 🎯 Clean, elegant app design - 🤝 Efficient customer service (when available) - 🎁 Attractive promotional rewards and cashback offers **Cons** - 🚫 Not accepting new customers anymore - ⏳ Slow international money transfers (1-3 days) - 🔐 Account verification and review delays - 😞 Service shutting down in the UK - 💰 Hidden fees not clearly displayed at transfer time - 🐛 Inconsistent customer support responses - ⚠️ Funds held/frozen during account reviews - 🔗 Connection issues and server problems - ❌ Failed payment processing and bounced transfers - 😤 Unfulfilled promotional promises (Martin Lewis offer) **Commonly reported bugs** - App cannot connect to server (Error code 1) - User kicked to login screen on connection failure - SMS verification codes received out of order - Sign-up process stuck on 'something went wrong' message - App freezes and crashes on startup - Email verification issues - Account verification stuck in pending status for extended periods - Identity validation failures without explanation - Payment processing failures and bounced transfers - Incoming payments blocked without clear communication **Most requested features** - Savings pots feature - Turkish Lira wallet support - Currency rate notifications/alerts - Savings accounts with interest rates - Background reconnection without logout - Faster international transfer speeds ## Recent user reviews (10 of 76) All indexed reviews: https://appshunter.io/ios/app/zing-international-money-app/id1671526220/reviews.md ### 1/5 — Not accepting new customers *2025-03-11, version 1.21.0* What's the point of this app if they're not accepting new customers? What's the point of advertising if they're not accepting new customers? They have serious problems, a lack of capable management. ### 5/5 — One of the best banks *2025-02-25, version 1.21.0* Zing is the definition of simplicity. Very secure, efficient customer service, simple banking app with no feature that complicates your navigation experience, safe transactions, another thing I love is that Zing actually have different currency wallets which helps amazingly when visiting friends and family over holidays or other occasions. Just a shame they’ll shut soon because compared to other banks I have no actual reason to be upset or complain. I wish they would of added saving pots it would be the cherry on top. ### 5/5 — Shame! *2025-02-21, version 1.21.0* I recently got my Zing Card. It worked very well whilst in Lanzarote last month. Very sorry it’s being axed.☹️ ### 5/5 — Best app *2025-02-02, version 1.20.0* Best financial app but sad to see it closed in the UK. ### 5/5 — Great rates *2025-01-30, version 1.20.0* Best exchange rate ### 1/5 — Don’t download waste of time *2025-01-27, version 1.20.0* Pointless app. Not accepting new registrations or waitlist. you have to download the app to find it out. If it was put in the AppStore bio it would be better. ### 5/5 — Fantastic *2025-01-24, version 1.20.0* The best Banking App I’ve used. So easy! ### 5/5 — Excellent Card *2025-01-24, version 1.20.0* Very convenient ### 1/5 — Was a great App *2025-01-23, version 1.20.0* Was great, but HSBC have chosen to end it. Very poor decision. ### 1/5 — Closing Zing *2025-01-23, version 1.20.0* Had an email today that Zing is closing down. Only had it 3 months . What a waste of time that was. ## Frequently asked questions about Zing ### What does Zing do? Zing is an international money app that allows you to send money in over 30 currencies and spend worldwide using a smart debit card. It aims to provide great exchange rates, low fees, and 24/7 customer support for managing your international finances. ### What are the key features of Zing? Key features include fee-free international transfers in over 30 currencies, a multi-currency card accepted in over 200 countries, competitive real-time exchange rates with no mark-up, and the ability to manage all transactions and cards within the app. It also offers 24/7 human support. ### Is Zing free to use? The app itself is free to download and use. There are no outbound transfer fees, and you can convert up to £500 per month fee-free. Some international ATM withdrawals may incur a fee after the first free one, and conversion fees may apply beyond the monthly allowance. ### Who is Zing for and where can I use it? Zing is for UK residents aged 18 and over. The Zing card is accepted in over 200 countries and territories, allowing you to spend like a local in over 20 currency wallets. You can also make international and domestic transfers in over 30 currencies. ### How does Zing handle currency exchange? Zing provides real-time exchange rates with no mark-up. You can exchange money before you travel or when exchange rates are favorable. The app also offers FX sweeping, which automatically converts money from other wallets to cover card payments at real-time rates. ## Version history (last 5 releases) ### 1.24.0 — 2025-04-29 We’re saying goodbye and Zing is closing on the 22nd May 2025. In this release, we’ve focused on updates that support our wind down. For more information on Zing’s closure, please visit Zing.me ### 1.23.0 — 2025-04-16 We’re saying goodbye and Zing is closing on the 22nd May 2025. In this release, we’ve focused on updates that support the next phase of our wind down. For more information on Zing’s closure, please visit Zing.me ### 1.22.0 — 2025-03-17 We’re saying goodbye and Zing is closing on the 22nd May 2025. In this release, we’ve focused on updates that support the next phase of our wind down. For more information on Zing’s closure, please visit Zing.me ### 1.21.0 — 2025-02-20 We’re saying goodbye and Zing is closing on the 22nd May 2025. In this release, we’ve focused on updates that maintain the app for members still using Zing, while supporting our wind down. Updates: - We’ve made it easier to manage automatic top-ups from the linked account page Wind down: - Conversions to GBP are fee-free - Simplified close account flow - Linked accounts and automatic top-ups disabled for closed accounts For more information on Zing’s closure, please visit Zing.me ### 1.20.0 — 2024-12-16 In this release, we’ve made some changes to our top-up methods and added more banks that you can link to your Zing account. We’ve improved our FX widget so you can keep track of exchange rates. Also, you can now update your address straight in the Zing app. Fixes: - Apple Pay improvements - Minor fixes for adding and sending money Tell us what you think! Your feedback matters. If you want to share any, go to ‘Get Help’. If you’re enjoying Zing, please give us a rating and a review. ## Apps similar to Zing | App | Rating | Price | Category | | --- | --- | --- | --- | | [Revolut — Mobile Finance](https://appshunter.io/ios/app/revolut-mobile-finance/id932493382) | 4.9 (1,026,250) | Free | Finance | | [PocketApp: Send & Manage Money](https://appshunter.io/ios/app/pocketapp-send-and-manage-money/id1532676793) | 4.7 (8,786) | Free | Finance | | [PayPal - Pay, Send, Save](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709) | 4.8 (6,299,362) | Free | Finance | | [T-Mobile MONEY: Better Banking](https://appshunter.io/ios/app/t-mobile-money-better-banking/id1436218794) | 4.8 (39,473) | Free | Finance | | [Pockit: Bank Card Alternative](https://appshunter.io/ios/app/pockit-bank-card-alternative/id1022334791) | 3.2 (42) | Free | Finance | | [Guavapay - All Things Payments](https://appshunter.io/ios/app/guavapay-all-things-payments/id1628100419) | 4.7 (44) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*