# zingala銀角零卡

> Buy Now, Pay Later installment and payment service with rewards. (iPhone/iPad app by 中租迪和股份有限公司.)

- Source: https://appshunter.io/ios/app/zingala/id1434800584 (this page in markdown: same URL + `.md`)
- Developer: [中租迪和股份有限公司](https://appshunter.io/developer/1037190979)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings · 51 written reviews indexed
- Age rating: 17+
- Requires: iOS 12.0 · 72 MB
- Languages: English
- Released: 2018-09-13
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/zingala/id1434800584/reviews.md

## What is zingala銀角零卡?

全台獨家！中租控股多元支付領導品牌 - zingala銀角零卡。大額隨心分期，小額便利支付，提供消費者「先買後付」（Buy Now, Pay Later，BNPL）新世代分期消費方式，精彩生活不將就！

立刻下載zingala銀角零卡，購物、後付/分期、繳款、好康，助你實現美好生活！

zingala銀角零卡的獨家特色：
 
1. 逛逛好店
蒐羅全台精選好店與爆品，3C/精品/家電應有盡有，配合彈性付款/分期方案，買你所愛一點也不難！

2. 帳務管理
一手掌握所有的消費明細，並有貼心繳款提醒。使用App還可去超商繳費，聰明消費最便利！

3. 線上提高額度
額度不夠用?線上申請提高消費額度，免去繁瑣流程，即時、便利最挺你！

4. 中租Coin回饋
每月限時優惠活動，搭配中租Coin購物金消費折抵，1中租Coin=1元，折抵無上限，折上加折最好康！

## Key features

- Buy Now, Pay Later (BNPL)
- Flexible installment plans
- Discover curated stores and products
- Spending management and payment reminders
- Online credit limit increase
- Exclusive rewards and coin cashback

## Recent user reviews (10 of 51)

All indexed reviews: https://appshunter.io/ios/app/zingala/id1434800584/reviews.md

### 5/5 — 無卡分期

*2025-02-27, version 3.6.8*

很方便，也可以減少一次性的負擔

### 5/5 — 呃

*2025-02-15, version 3.6.8*

親愛的催繳小姐，不會讓款項變呆帳，
請您不要太擔心奪命連環摳。

### 5/5 — 方便的工具 可以快速的解決購買問題

*2025-02-10, version 3.6.8*

方便的工具 可以快速的解決購買問題

### 5/5 — 一直登入不進去

*2025-01-07, version 3.6.8*

一直登入不進去，一直出現網路連線異常，請檢查你的網路連線是否有連線能力，要繳費卻沒辦法繳費，打給客服也沒回應，到底為好都不改善，爛爆的系統！

### 5/5 — 消費

*2024-12-07, version 3.6.8*

消費使用很方便，又不佔信用卡額度

### 3/5 — 打開程式白屏

*2024-11-22, version 3.6.8*

每次打開程式都呈現白屏完全沒辦法看，希望趕快改善

### 1/5 — 申辦問題

*2024-11-13, version 3.6.8*

結帳後如果超過額度會需要專人來電不就代表是可以核准的嗎？ 那如果本身是沒辦法核准的就用簡訊通知就好了 何必打電話確認 然後確認又不夠過呢？ 幹嘛浪費彼此的時間

### 1/5 — 無緣無故被拉進黑名單

*2024-09-19, version 3.6.4*

之前因為核對身分資訊有誤要修改，就被專員把我身分信息拉進黑名單，導致無法使用身分證申請銀角

### 1/5 — 呵呵呵

*2024-09-18, version 3.6.4*

一顆星都不想給 賣家申辦也不行 是企業負責人也不行 一下是綜合指標 一直打廣告微商賣家跟你們配合 到底有什麼問題嗎？拜託別再打廣告了 賣家根本沒辦法申請過

### 5/5 — 必須推一下

*2024-08-16, version 3.6.4*

太棒了 👏無卡分期對於沒有信用卡或是減輕負擔的人真的是很大的福音 
買momo意外發現這個 ，想說試看看，竟然審核成功，謝謝🙏

## Frequently asked questions about zingala銀角零卡

### What is zingala銀角零卡?

zingala銀角零卡 is a "Buy Now, Pay Later" (BNPL) service that allows consumers to make purchases and pay for them in installments or through convenient small payments. It aims to provide a new generation of installment consumption methods for a more fulfilling life.

### What are the key features of zingala銀角零卡?

Key features include discovering curated stores and popular products across various categories like 3C, luxury goods, and home appliances with flexible payment options. Users can also manage their spending with detailed consumption records and payment reminders, and even increase their credit limit online.

### How does the payment and installment system work?

The app offers a "Buy Now, Pay Later" (BNPL) system, enabling users to split large purchases into flexible installments or make convenient small payments. It provides a seamless way to shop for desired items without immediate full payment.

### Are there any rewards or benefits for using the app?

Yes, the app offers "中租Coin" (Zhongzu Coin) rewards. Users can participate in limited-time promotional activities and use these coins for consumption discounts, where 1 Zhongzu Coin equals 1 NT dollar with no upper limit on deductions, offering extra savings.

### Can I manage my payments and spending within the app?

Absolutely. The app provides comprehensive account management, allowing users to track all their consumption details and receive timely payment reminders. You can also conveniently pay at convenience stores through the app, making smart consumption easier.

## Version history (last 5 releases)

### 3.6.6 — 2024-09-24

- 優化購物頁面的操作體驗
- 修復部分錯誤

### 3.6.4 — 2024-07-30

- 修復部分錯誤
- 優化使用體驗

### 3.6.3 — 2024-07-22

- 修復部分錯誤
- 優化使用體驗

### 3.6.1 — 2024-07-11

- 修復部分錯誤
- 優化使用體驗

### 3.6.0 — 2024-05-27

- 帳單的介面優化調整。
 - 任務牆操作體驗優化。
 - 超商繳款管道新增OK超商。
 - 零星錯誤修復。

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## More apps by 中租迪和股份有限公司

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All apps by 中租迪和股份有限公司: https://appshunter.io/developer/1037190979

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*