# Zinshaus: Rental Property ROI — Rental Yield & Cashflow Calc > Real estate investment calculator for equity return, cash flow, and rental yield. (iPhone/iPad app by Daniel Sogl.) - Source: https://appshunter.io/ios/app/zinshaus-rental-property-roi/id6757718196 (this page in markdown: same URL + `.md`) - Developer: [Daniel Sogl](https://appshunter.io/developer/1134880045) - Category: Finance, Business - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 16.0 · 72 MB - Languages: German (Germany) - Released: 2026-01-20 - Data updated: 2026-09-09 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/zinshaus-rental-property-roi/id6757718196/reviews.md ## What is Zinshaus? Calculate return on equity, cash flow and rental yield for your German property investment in under 2 minutes. Zinshaus is the real estate calculator for landlords and investors buying in Germany – built around German tax rules, transfer tax and financing. Note: the app is not a substitute for professional financial or tax advice. PLEASE NOTE: the app interface and all AI analyses are in German. Zinshaus models the German market (Grunderwerbsteuer, AfA depreciation, Spekulationssteuer) and is aimed at people investing in Germany. REAL ESTATE CALCULATOR FOR LANDLORDS AND INVESTORS From purchase price, rent and financing, Zinshaus computes: • Gross rental yield, net rental yield and return on equity • Monthly and annual cash flow, before and after tax • Professional metrics such as NOI, DSCR and LTV ratio • Dynamic return metrics: IRR, NPV and cash-on-cash return • Risk analysis with stress tests and exit scenarios (Premium) PURCHASE COSTS CALCULATED AUTOMATICALLY • Real estate transfer tax by federal state • Notary and land registry fees • Agent commission and other acquisition costs • Standard land value to split land from building FINANCING AND AMORTISATION • Annuity loans with interest, amortisation and extra repayments • Fixed-rate period and follow-up financing at a glance • Remaining debt at the end of the fixed-rate period • Loan-to-value ratio for the conversation with your bank CAPEX MANAGEMENT • Maintenance: immediately deductible repair costs • Modernisation: value-adding, with flexible depreciation • Automatic check against the German 15% rule TAX OPTIMISATION (Premium) • Several depreciation methods: straight-line, declining, by building age • Detailed speculation tax calculation • Tax planning with a 10-year projection AI ANALYSES (Premium) • Automatic property assessment powered by artificial intelligence • Yield, location and risk analysis in plain language • Personalised optimisation suggestions DATA VISUALISATION (Premium) • Cash flow forecast: 10 years with monthly granularity • Equity build-up: see your wealth grow over time • Amortisation schedule: principal and interest split PORTFOLIO MANAGEMENT • Save and compare properties – unlimited with Premium • Photos and notes per property • Location map with infrastructure analysis (Premium) • PDF export for bank meetings and investment presentations WHO ZINSHAUS IS FOR • First-time buyers checking their first flat as an investment • Landlords with a portfolio who want to compare properties properly • Investors underwriting apartment buildings • Anyone who wants to know the numbers before the notary appointment CLOUD SYNC (Optional) • Store all your analyses in the cloud • Sync across all your devices • Sign in with Apple, a social account or email PRIVACY AND SECURITY • All calculations run locally on your device • Cloud sync is optional and can be turned off at any time • Consent to the privacy policy is required ZINSHAUS PREMIUM Premium is an auto-renewing subscription billed through your App Store account. It renews automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel it at any time in your account settings. Questions or feedback: info@zinshaus.app Privacy policy: https://zinshaus.app/datenschutz Terms of use: https://zinshaus.app/agb ## Key features - Calculate rental yields and cash flow - Analyze equity returns - Automatic calculation of purchase costs - Investment management features - Tax optimization tools (Premium) - Data visualization (Premium) - Landlord management functions ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Zinshaus Premium · Rendite | $3.99 | per month | | Zinshaus Premium · Vermieter | $24.99 | per year | ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/zinshaus-rental-property-roi/id6757718196/reviews.md ### 5/5 — Einfach und Effektiv *2026-04-04* Anstatt mehrere Rechner zu suchen und zu bedienen habe ich hier alles in einer App vorhanden! Durch die Premium Version einen empfehlenswert Mehrwert, der sich ausbezahlt macht! ## Frequently asked questions about Zinshaus ### What is Zinshaus? Zinshaus is a real estate investment calculator designed for landlords and investors. It helps users quickly calculate key financial metrics for their properties, such as equity return, cash flow, and rental yield, to aid in making informed investment decisions. ### Does Zinshaus have ads? Yes, Zinshaus contains advertisements. As a free application with in-app purchases, advertisements are part of the user experience. ### What are the premium features in Zinshaus? Premium features in Zinshaus include advanced risk analysis with stress tests and exit scenarios, comprehensive tax optimization tools, detailed data visualization for cash flow projections and asset growth, and unlimited property storage for investment management. ### How much does Zinshaus Premium cost? Zinshaus Premium offers two subscription plans: 'Rendite' at $3.99 per month with a 7-day free trial, and 'Vermieter' at $24.99 per year with a 7-day free trial. ### What devices is Zinshaus available on? Zinshaus is available on iPhone and iPad devices, supporting a wide range of iOS users interested in real estate investment analysis. ### How often is Zinshaus updated? The latest version of Zinshaus is 1.16.0, and it was last updated on May 21, 2026. This indicates regular updates to improve functionality and add features. ### Is my data safe with Zinshaus? All calculations in Zinshaus are performed locally on your device for enhanced privacy and security. An optional cloud synchronization feature is available for storing analyses across devices. ### Can I use Zinshaus for properties outside of Germany? While Zinshaus is designed with the German market in mind, particularly for calculating property taxes based on federal states, its core financial calculation features for yields and cash flow can be applied to real estate investments globally. ## Version history (last 5 releases) ### 1.21.6 — 2026-09-08 IMPROVED AI ANALYSES The automatic property assessment now runs on a newer AI model hosted in the EU – faster answers and sharper takes on yield, location and risk. MORE RELIABLE SIGN-IN If you started without an account and come back later, you now land in the login screen instead of a fresh anonymous session. UNDER THE HOOD Cleaned-up state management, updated dependencies and a batch of bug fixes. Feedback? Write to info@zinshaus.app – we read every message. ### 1.20.0 — 2026-08-29 Verbesserte Zuverlässigkeit bei der Anmeldung und KI-gestützte Analyse • Anmeldungsfluss optimiert: Zurückkehrende Nutzer werden nach anonymer Anmeldung korrekt zur Login-Seite geleitet • KI-Vorlagen-Generierung stabilisiert und nur für angemeldete Nutzer verfügbar • Allgemeine Verbesserungen der App-Stabilität und Performance ### 1.19.0 — 2026-08-18 Verbesserte Berechnungsgenauigkeit und erweiterte Funktionen • Degressive Abschreibung (AfA) jetzt vollständig nutzbar und mit vollständiger Abschreibung • Kirchensteuer-Satz wird automatisch nach Bundesland vorausgefüllt • Umfangreiche Korrektionen bei Renditeberechnungen: Anlage-V-Positionen werden korrekt ins Steuerjahr gealtert, Eigenkapitalrendite berücksichtigt jetzt Stellplatzmiete, Spekulationssteuer-Freigrenze nach § 23 Abs. 3 EStG wird angewendet • Mietsteigerungen nach Staffel- und Indexmietvertrag werden in der Rentenprojektionen berücksichtigt • Korrekte Berechnung von Maklercourtage-Obergrenze, Notargebühren und Modernisierungsumlage nach aktuellem Recht • Stellplatzanzahl kann jetzt editiert werden • KfW-Zinssatz wird korrekt in den Tilgungsplan übernommen • PDF-Export zeigt Zinssatz in korrekter Skalierung • Diverse Detailkorrektionen bei Grunderwerbsteuer, Bewirtschaftungskosten und Eigenkapitalausstattung ### 1.18.0 — 2026-08-14 • Bessere Barrierefreiheit: Icon-Buttons sind nun eindeutig beschriftet, finanzielle Bewertungen werden nicht mehr nur durch Farben angezeigt • Stabilität erhöht: Fehlerhafte Formatierungen bei Abos behoben, AI-Insights werden korrekt aktualisiert • Datumsanzeige ist nun durchgehend auf Deutsch eingestellt • Bodenrichtwerte für Schleswig-Holstein entfernt (Datenquellen-Anpassung) • Allgemeine Bugfixes und Stabilitätsverbesserungen ### 1.17.4 — 2026-08-09 Verbesserte Datensicherheit und Zuverlässigkeit • Hochgeladen Dokumente und Dateien werden jetzt in europäischen Rechenzentren gespeichert — für bessere Datenschutz-Compliance und schnellere Zugriffe ## More apps by Daniel Sogl - [Mercy: Stats for Overwatch](https://appshunter.io/ios/app/mercy-stats-for-overwatch/id1134880046) - [Cocktail Recipes - To Go](https://appshunter.io/ios/app/cocktail-recipes-to-go/id1150892210) - [npm Registry](https://appshunter.io/ios/app/npm-registry/id1360641778) All apps by Daniel Sogl: https://appshunter.io/developer/1134880045 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*