# Zip Authenticator

> Mobile authenticator for secure financial transactions within the Zip platform. (iPhone/iPad app by ZipHQ, Inc..)

- Source: https://appshunter.io/ios/app/zip-authenticator/id1631427997 (this page in markdown: same URL + `.md`)
- Developer: [ZipHQ, Inc.](https://appshunter.io/developer/1486552137)
- Category: Utilities
- Price: Free
- Rating: 5.00/5 from 6 App Store ratings
- Age rating: 4+
- Requires: iOS 13.4 · 17 MB
- Languages: English
- Released: 2022-07-07
- Data updated: 2026-06-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/zip-authenticator/id1631427997/reviews.md

## What is Zip Authenticator?

With Zip Authenticator, Zip users (ziphq.com) gain an added layer of security for financial transactions by authenticating payments that are approved in Zip. Zip Authenticator ensures you are fully aware of the transaction about to happen, providing the details of the type, value and payee of the transaction, and then allowing you to approve the transaction on your mobile device. This provides strong 2-factor authentication of financial transactions compliant with EU Secure Customer Authentication (SCA) regulations. 

Zip Authenticator is easy to configure. To set up your authentication, you’ll first link a mobile device and create a pin. As you complete various payment-related activities in Zip, you’ll be prompted to enter your pin, which will generate a QR code. Then, open up your Zip Authenticator app to scan the QR code and verify your identity. 

Features include
- Provides multi-factor authentication for B2B payment transactions in Zip (ziphq.com)
- Displays payment details within the payment authentication alert, including amount and payee
- Allows organizations using Zip for payments to comply with EU Strong Customer Authentication (SCA) regulations
- Easy setup via QR code

To use Zip Authenticator with Zip, you need to set up a pin on Zip > Personal settings. Visit www.ziphq.com/personal-settings/payout-authentication to get started.

## Key features

- Multi-factor authentication for Zip payments
- Displays transaction details (amount, payee)
- EU Strong Customer Authentication (SCA) compliance
- Easy QR code setup
- PIN-based verification


## Frequently asked questions about Zip Authenticator

### What is Zip Authenticator used for?

Zip Authenticator provides an extra layer of security for financial transactions made through the Zip platform (ziphq.com). It allows users to authenticate payments directly from their mobile device, ensuring they are aware of the transaction details before approval.

### How do I set up Zip Authenticator?

Setup involves linking your mobile device to your Zip account and creating a PIN. You will then scan a QR code generated during payment activities within Zip using the Zip Authenticator app to verify your identity.

### Is Zip Authenticator compliant with security regulations?

Yes, Zip Authenticator is designed to comply with EU Strong Customer Authentication (SCA) regulations, providing strong 2-factor authentication for financial transactions.

### What information does Zip Authenticator show me?

The app displays key details of the transaction before you approve it, including the type of transaction, its value, and the payee. This ensures you have full awareness of what you are authorizing.

### Does Zip Authenticator have ads?

No, Zip Authenticator is ad-free. As indicated by its data, it does not contain advertisements, providing an uninterrupted user experience.

### What devices does Zip Authenticator support?

Zip Authenticator is available for iPhones and iPods. It is designed to work on these Apple mobile devices.

### How often is Zip Authenticator updated?

The latest version of Zip Authenticator is 1.0.11, which was last updated on December 11, 2024. Updates typically include bug fixes and performance improvements.

### What is the user rating for Zip Authenticator?

Zip Authenticator has a perfect rating of 5.0 stars based on 6 user ratings, indicating a very positive reception from its users.

## Version history (last 4 releases)

### 1.0.11 — 2024-12-11

- Brand updates

### 1.0.9 — 2024-10-17

- Upgrade Expo to SDK 51

### 1.0.8 — 2023-10-04

- Upgrade Expo to SDK 49
- Fix occasional bug with camera permissions

### 1.0.3 — 2022-07-07

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*