# ZKB TWINT — Die Bezahl-App der Schweiz

> Swiss mobile payment app for real-time money transfers and purchases. (iPhone/iPad app by Zürcher Kantonalbank.)

- Source: https://appshunter.io/ios/app/zkb-twint/id1210312916 (this page in markdown: same URL + `.md`)
- Developer: [Zürcher Kantonalbank](https://appshunter.io/developer/428937858)
- Category: Finance, Shopping
- Price: Free
- Rating: 4.87/5 from 102 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 71 MB
- Languages: English, German
- Released: 2023-12-14
- Data updated: 2026-08-24
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/zkb-twint/id1210312916/reviews.md

## What is ZKB TWINT?

ZKB TWINT, the Swiss payment app.
With ZKB TWINT, Zürcher Kantonalbank’s free payment app, you can pay conveniently and securely at the checkout, in online shops or among friends.

One app, many advantages:
- Fast: Send, receive and request money around the clock in real time – from smartphone to smartphone.
- Convenient Easy payment in online shops, at supermarket checkouts, in canteens and at vending machines.
- Straightforward: Register in just a few steps using the ZKB Mobile Banking app or ZKB Visa Debit Card.
- Free of charge: Using ZKB TWINT is free of charge; no transaction fees are incurred.
- Secure: Access the app using a six-digit numerical code (PIN), fingerprint (Touch ID) or face recognition (Face ID). ZKB TWINT also fully meets the security standards of Swiss banks.
- Simple: Debits are charged directly to your bank account. The app does not have to be topped up with money first.
- Widely accepted: Whether among friends, at tills, in restaurants or online shops – you have everything you need with Switzerland's leading payment app.
- Flexible: The ZKB TWINT app shows you the current limits and the amount still available. You can adjust your limits yourself with just a few taps, with immediate effect.
- Transparent: Thanks to the full-text search, you can quickly find your ZKB TWINT transactions in the history section – you can search by contact, merchant name, telephone number or message.

One app, many functions:
- Send and request money: ZKB TWINT allows you to transfer money in real time – simply from smartphone to smartphone. And you can request and receive amounts from friends or family members. Adding a photo and a few nice words allows you to make your message personal and friendly.
- Pay simply and conveniently: ZKB TWINT lets you pay in online shops, at supermarket tills, in canteens and at vending machines.
- Twint parking fees: Start the parking process directly from the app or scan the QR code on the parking meter and select the desired parking time. Practical: If you return earlier than planned, simply cancel the parking time and the outstanding amount will be refunded to you.
- Donate: With ZKB TWINT, you can pay for your donation to numerous organisations directly from the app.
- Withdraw cash: Using your ZKB TWINT app, you can withdraw cash in over 2,300 shops such as K Kiosks, Volg, pharmacies, fuel stations or restaurants.
- Digital vouchers and credits: Buy digital vouchers and credits for your favourite shops quickly and at any time. Display the code directly or access it at any time via ZKB TWINT. You can also pass on the voucher code directly via email.
- Buy public transport tickets: Simply save ZKB TWINT in your public transport app as your preferred payment method or pay via QR code at vending machines or in online shops.
- Super deals: Every week, you can find especially attractive deals that are only available in the TWINT app.
 
Easy registration:
1. Install ZKB TWINT on your smartphone
2. Register using the ZKB Mobile Banking app or ZKB Visa Debit Card
3. Twint and benefit from the many advantages

Requirements:
- Possession of a cell phone number with the country code Switzerland (+41), Germany (+49), France (+33), Liechtenstein (+423), Italy (+39) or Austria (+43) and a Swiss residential address
- A smartphone with the following minimum operating system versions: iOS 15.0 or newer
- Own transaction account with Zürcher Kantonalbank in Swiss francs, such as a ZKB Private Account or ZKB Private Account Young. Linking with a ZKB corporate account is not possible.
- Active ZKB Mobile Banking on the same device or a ZKB Visa Debit Card issued in your name
- Internet access
- Minimum age: 10 years

Further information:
www.zkb.ch/twint
Zürcher Kantonalbank eBanking: www.zkb.ch/ebanking

## Key features

- Real-time money transfer
- Online and in-store payments
- Cash withdrawal
- Flexible limit adjustments
- Transaction history search
- Digital vouchers and tickets

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/zkb-twint/id1210312916/reviews.md

### 5/5 — Tiptop

*2025-06-02*

Immer gut! Schnell und Seur praktisch

## Frequently asked questions about ZKB TWINT

### Is ZKB TWINT free to use?

Yes, ZKB TWINT is free of charge. The app states that no transaction fees are incurred when using ZKB TWINT.

### How secure is ZKB TWINT?

ZKB TWINT meets the security standards of Swiss banks. Users can access the app using a six-digit PIN, fingerprint (Touch ID), or face recognition (Face ID).

### What devices does ZKB TWINT support?

Based on the provided data, ZKB TWINT is supported on iPhone devices.

### How often is ZKB TWINT updated?

The latest version of ZKB TWINT is 9.6.1, last updated on February 11, 2026. This indicates frequent updates to maintain functionality and security.

### Can I withdraw cash with ZKB TWINT?

Yes, you can withdraw cash in over 2,300 shops, including K Kiosks, Volg, pharmacies, fuel stations, and restaurants, using your ZKB TWINT app.

### Does ZKB TWINT have ads?

Yes, ZKB TWINT contains advertisements. This is indicated by the 'hasAds' flag in the application data.

### How do I register for ZKB TWINT?

Registration for ZKB TWINT is straightforward and can be completed in just a few steps using the ZKB Mobile Banking app or a ZKB Visa Debit Card.

### What are the transaction limits for ZKB TWINT?

The ZKB TWINT app displays current limits and the amount still available. You can adjust your limits yourself with immediate effect through the app.

## Version history (last 5 releases)

### 9.8.0 — 2026-06-29

- Fresh navigation: New icons, "History" is now "Transactions".
- GIFs stay fun: The GIF feature now runs on the new Klipy library.
- Push reminder: Four weeks after reboarding, we’ll remind you to check your limits.

### 9.7.3 — 2026-06-09

We've optimised our app and fixed a few bugs.

### 9.7.2 — 2026-05-26

We've optimised our app and fixed a few bugs.

### 9.7.1 — 2026-05-04

We've optimised our app and fixed a few bugs.

### 9.6.1 — 2026-02-11

We've optimised our app and fixed a few bugs.

## Apps similar to ZKB TWINT

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| --- | --- | --- | --- |
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All apps by Zürcher Kantonalbank: https://appshunter.io/developer/428937858

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*