# Zoa: Budget & Expense Tracker — Money Manager & Spending Plan

> Money Manager & Spending Plan (iPhone/iPad app by mucahit tekbas.)

- Source: https://appshunter.io/ios/app/zoa-budget-and-expense-tracker/id6797326064 (this page in markdown: same URL + `.md`)
- Developer: [mucahit tekbas](https://appshunter.io/developer/1896075975)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 43 MB
- Languages: American English
- Released: 2026-08-06
- Data updated: 2026-08-25
- User reviews in markdown: https://appshunter.io/ios/app/zoa-budget-and-expense-tracker/id6797326064/reviews.md

## What is Zoa?

Take control of your money with Zoa, a simple and modern budget and expense tracker designed around your real monthly routine.

Unlike traditional budgeting apps that only follow calendar months, Zoa lets you plan your budget according to your salary day. See how much money remains, track daily spending and understand how much you can safely use until your next salary cycle.

MANAGE YOUR MONTHLY BUDGET

Set your monthly budget and salary day. Zoa automatically creates your personal budget cycle and shows how many days remain until the next period.

TRACK INCOME AND EXPENSES

Quickly record your income and expenses, organize transactions by category and review recent financial activity in one clear place.

SEE YOUR REMAINING BUDGET

Every expense is deducted from your available budget, helping you understand exactly how much money you have left to spend.

PLAN DAILY SPENDING

Zoa calculates an estimated daily spending amount based on your remaining budget and the number of days left in your current salary cycle.

MANAGE RECURRING EXPENSES

Add rent, subscriptions, bills and other fixed expenses. Active recurring expenses are included when calculating your usable monthly budget.

SIMPLE AND PRIVATE

Your financial records are stored locally on your device. Zoa does not require you to connect a bank account or create an online account.

KEY FEATURES

• Monthly budget tracking
• Salary-day based budget cycles
• Income and expense management
• Remaining budget calculation
• Daily spending guidance
• Recurring expense management
• Transaction categories
• Modern and simple interface
• Multiple currency options
• Local device storage

Zoa is built for anyone who wants a clear, lightweight and practical way to manage personal finances without complicated banking integrations.

Start tracking your budget today and build better spending habits with Zoa.


eula link = https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Zoa Premium Aylık | $2.99 | per month |
| zoa 1 yıllık premium | $24.99 | per year |



## Version history (last 5 releases)

### 6.2.2 — 2026-08-18

smarter Zoa is here.
This update brings a major upgrade to your financial experience:
• Advanced financial analytics
• Spending trends and previous-period comparisons
• Personalized Zoa Insights
• Zoa Financial Score
• Income, spending and savings forecasts
• Savings Goals
• Monthly financial summaries
• Improved fixed expense tracking
• Better credit card and investment management
• New animations and visual improvements
• Performance improvements and bug fixes
Zoa now does more than track your money — it helps you understand it.

### 5.2.2 — 2026-08-17

Zoa is now better than ever.
This update includes:
Premium home screen widgets
Improved budget tracking
Credit card management
Investment tracking
Payment calendar
Performance and stability improvements
UI refinements for a smoother experience

### 4.0.1 — 2026-08-13

What's New in Version 2.0.1

• Added decimal amount support for salary, income, expenses and fixed costs.
• Improved money input handling for different regional number formats.
• Updated localized App Store screenshots.
• Minor usability improvements and bug fixes.

### 4 — 2026-08-10

Version 2.0 introduces a redesigned onboarding experience, improved daily budget calculations, recurring monthly income support, fixed expense management, and Light/Dark/System appearance options.

All financial information remains stored locally on the user's device. No bank account connection or financial institution integration is used.

### 1.0 — 2026-08-06

No release notes.

## More apps by mucahit tekbas

- [MathMaster: Mental Math Quiz](https://appshunter.io/ios/app/mathmaster-mental-math-quiz/id6765790723)

All apps by mucahit tekbas: https://appshunter.io/developer/1896075975

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*