# Zoi Network — Building offline payments > Offline-first payment network app earning reward points for network participation. (iPhone/iPad app by ZOI LABS LLC.) - Source: https://appshunter.io/ios/app/zoi-network/id6815543425 (this page in markdown: same URL + `.md`) - Developer: [ZOI LABS LLC](https://appshunter.io/developer/6815543427) - Category: Utilities - Price: Free - Rating: 5.00/5 from 5 App Store ratings - Age rating: 4+ - Requires: iOS 16.4 · 135 MB - Languages: American English, Arabic, Azerbaijani, French (France), German (Germany), Hausa, Hindi, Indonesian, Japanese, Korean and 9 more - Released: 2026-10-16 - Data updated: 2026-11-06 - Monetization: ad-supported ## What is Zoi Network? Zoi Network: building payments that work when the internet doesn't Payments should work wherever people are, not only where there is a signal. Zoi is building an offline-first payment network. One phone passes a payment to a nearby phone over Bluetooth, and phones around them witness it. The moment any phone on the path is back online, the payment settles. Stadiums, metros, festivals, ferries, blackouts, remote towns. A network like this needs phones everywhere. The Zoi app is how you join it from day one. WHAT YOU CAN DO TODAY • Sync every 4 hours: one tap keeps you active in the network and adds ZOI points to your balance. • Keep your streak: sync once a day and each sync counts for more. A shield every 7 days covers a missed day. • Bring your friends: each active friend adds to your syncs. • See your activity: your points, your streak and your friends in one place. • Follow the build: team updates and in-depth articles on how offline payments work. WHAT WE ARE BUILDING • Phone to phone: a payment passes over Bluetooth, with no internet needed. • Witnesses: nearby phones confirm what they see, so a payment can be trusted offline. • One spend only: the same payment can never be used twice. Each part ships in phases, and you can follow every step in the app. GOOD TO KNOW • Free to join. No hardware, no deposit, no fees, no in-app purchases. • Easy on your battery: a sync is one tap and nothing heavy runs in the background. • One phone, one account. • The app may show ads between screens. • Available in 19 languages. IMPORTANT ZOI are in-app reward points. They are not money, a cryptocurrency or an investment, and they have no cash value. They cannot be bought, sold, withdrawn, transferred or exchanged. Offline payments are in development and are not available in this version of the app. ## Key features - Offline payment network - Bluetooth-based transactions - Earn ZOI reward points - Daily sync for activity - Streak tracking - Friend referrals - Follow development updates ## Is Zoi Network safe? Not enough ratings yet to assess Zoi Network. ## Is Zoi Network legit? Zoi Network has limited verification signals. The AppsHunter Legitimacy Score for Zoi Network is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Frequently asked questions about Zoi Network ### Does Zoi Network have ads? Yes, the app may show ads between screens. This is part of its ad-supported monetization model. ### What is the Zoi Network app used for? Zoi Network is building an offline-first payment network. Currently, users can join the network, earn ZOI reward points by syncing, and follow the development of offline payment technology. ### How do I earn ZOI points in Zoi Network? You can earn ZOI points by syncing your app every 4 hours to stay active in the network. Maintaining a daily sync also increases the value of your points and helps maintain your streak. ### Is Zoi Network free to use? Yes, Zoi Network is free to join. There are no hardware requirements, deposits, fees, or in-app purchases. ### What devices is Zoi Network available on? Zoi Network is available on iPhones and iPads, supporting 19 languages. ### How often is Zoi Network updated? The latest version of Zoi Network is 1.1.0, and it was last updated on November 5, 2026. The app is actively being developed in phases. ### What is the age rating for Zoi Network? Zoi Network has an age rating of 4+, making it suitable for a wide range of users. ### Are ZOI points real money? No, ZOI points are in-app reward points and do not represent money, cryptocurrency, or an investment. They have no cash value and cannot be bought, sold, withdrawn, transferred, or exchanged. ## Version history (last 3 releases) ### 1.1.0 — 2026-11-05 Chests are here: finish simple tasks like syncing on different days or inviting friends, then open the chest for a reward. Level up your streak and share your streak card with friends. Face verification is now easier to finish. Animations are smoother and use less power, and sign-in and updates are more reliable. ### 1.0.1 — 2026-10-23 A new sync completion screen makes your points, streak bonus and network contribution easier to follow. We've also improved sign-in reliability and the update experience for smoother everyday use. ### 1.0.0 — 2026-10-16 No release notes. ## Related topics [mobile pay](https://appshunter.io/ios/topics/mobile-pay) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-06.*