# ZoltMoney: Send Money Home — Finance without borders > Global money transfer app with zero fees and real exchange rates. (iPhone/iPad app by Stables Technologies FZ LLC.) - Source: https://appshunter.io/ios/app/zoltmoney-send-money-home/id6746064327 (this page in markdown: same URL + `.md`) - Developer: [Stables Technologies FZ LLC](https://appshunter.io/developer/1814368706) - Category: Utilities - Price: Free - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 18.0 · 98 MB - Languages: American English, Filipino, Vietnamese - Released: 2025-06-13 - Data updated: 2026-08-20 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/zoltmoney-send-money-home/id6746064327/reviews.md ## What is ZoltMoney? ZoltMoney (formerly PandaMoney) is the modern way to send money home. Move money to India, Vietnam, and the Philippines at the best rate in the market with low fees. Send from the United States, United Kingdom & Europe. Whether you support family, pay bills, or manage income across borders, ZoltMoney puts more in your recipient's pocket on every dollar, pound or euro. WHY PEOPLE SWITCH TO ZOLTMONEY • Rates that beat the banks Most apps bury a markup inside the exchange rate. ZoltMoney shows the real rate and the real fee upfront, so the amount you see is the amount that lands. • Pricing built for each corridor Vietnam: The real Google exchange rate with zero transfer fees. What you send is what they receive in VND. India: An exchange rate better than the Google rate*, with a flat fee and no percentage cuts. Philippines: Competitive exchange rates with zero transfer fees on every PHP transfer. • Fast transfers Send money in minutes, not days. Our payment network moves funds quickly to bank accounts in India, Vietnam, and the Philippines, so transfers reach home on time. • WHERE YOU CAN SEND From: United States, United Kingdom, Europe to India (INR), Vietnam (VND), Philippines (PHP). • KEY FEATURES Bank-grade security backed by advanced encryption Live tracking from the moment you send to the moment it arrives. Flexible payment by bank transfer and connected Banking. Clear pricing on every transfer, with no surprises at checkout. •. WHO ZOLTMONEY IS FOR NRIs and expats sending money to family in India, Vietnam, or the Philippines. Students abroad receiving funds or covering tuition. Overseas workers in the US, UK and Europe supporting loved ones back home. BETTER THAN BANKS AND OLD-SCHOOL TRANSFER APPS. Skip the costly banks and slow wire transfers. Get better exchange rates, faster delivery, and a simple app built for people who send money across borders every month. • SAFE AND COMPLIANT ZoltMoney is a financial technology platform partnered with regulated and compliant entities in the region of operation. Your identity and your funds stay protected under strict KYC and compliance standards, so every international transfer stays safe and reliable. DOWNLOAD ZOLTMONEY TODAY Join thousands of people sending money home the smarter way. Better rates, low fees, and transfers you can track every step of the way. ## Key features - Zero fee international transfers - Real Google FX exchange rates - Fast transfers to India, Vietnam, Philippines - Bank-level security - Real-time transfer tracking - Multiple payment options ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/zoltmoney-send-money-home/id6746064327/reviews.md ### 5/5 — Needs some tweaks but overall can’t beat the exchange rate *2025-08-22* I used mostly Wise. This app is not as convenient as wise. You have to create a coin base account and then have to setup a profile in your bank to transfer money. That may seem fishy. However once you get used to it, It is very simple to transfer money. A big amount can be sent in 2 days I believe. The exchange rate is however unmatched. See for yourself. The only thing I wanna see in future is easier authentication instead of bank transfer. ## Frequently asked questions about ZoltMoney ### What countries can I send money to with PandaMoney? PandaMoney currently supports sending money to India, Vietnam, and the Philippines from various countries including the USA, UK, UAE, and Europe. The app focuses on providing efficient transfer corridors to these Asian destinations. ### Does PandaMoney charge any fees for international transfers? No, PandaMoney offers zero fee money transfers. This means you do not pay any commission or hidden charges on your international transactions, ensuring your recipient gets the maximum value. ### How does PandaMoney ensure good exchange rates? PandaMoney provides real Google FX rates with no markup. This transparency means you get the live exchange rate as seen on Google, unlike other apps that may inflate rates to hide fees. ### Is PandaMoney secure for sending money? Yes, PandaMoney employs bank-level security with advanced encryption and a blockchain-powered infrastructure. The platform is regulated and adheres to strict KYC and compliance standards for safe and reliable transfers. ### How fast are transfers with PandaMoney? Transfers are designed to be fast, often arriving in minutes rather than days. PandaMoney's smart payment network ensures quick delivery to bank accounts in supported countries. ### What payment methods does PandaMoney accept? You can conveniently pay for your international transfers using bank transfers, debit cards, or credit cards. This flexibility allows users to choose their preferred payment method. ### Can I track my money transfers with PandaMoney? Yes, PandaMoney offers real-time tracking for all your transfers. You can monitor the status of your transaction from the moment it's sent until it's successfully delivered. ### What is the age rating for PandaMoney? PandaMoney has an age rating of 4+. This indicates it is suitable for a wide range of users, though financial transactions typically require users to be of legal age. ## Version history (last 5 releases) ### 9.0.0 — 2026-08-18 We're now ZoltMoney. Same account, same login, nothing for you to do. An FX rate that always works in your favor. Compare us against other providers and we come out on top, almost always. Zolt Assurance is here. If your transfer arrives late, we refund your fee. Every time. Now supporting NRE accounts for your transfers to India. Sending to Vietnam and the Philippines too, alongside India, from the US, UK, and Europe. Refer a friend and earn $10 each time they cross $1,000 in transfers. No cap. ### 8.0.3 — 2026-07-17 We're now ZoltMoney. Same account, same login, nothing for you to do. An FX rate that always works in your favor. Compare us against other providers and we come out on top, almost always. Zolt Assurance is here. If your transfer arrives late, we refund your fee. Every time. Now supporting NRE accounts for your transfers to India. Sending to Vietnam and the Philippines too, alongside India, from the US, UK, and Europe. Refer a friend and earn $10 each time they cross $1,000 in transfers. No cap. ### 8.0.2 — 2026-07-01 We're now ZoltMoney. Same account, same login, nothing for you to do. An FX rate that always works in your favor. Compare us against other providers and we come out on top, almost always. Zolt Assurance is here. If your transfer arrives late, we refund your fee. Every time. Now supporting NRE accounts for your transfers to India. Sending to Vietnam and the Philippines too, alongside India, from the US, UK, and Europe. Refer a friend and earn $10 each time they cross $1,000 in transfers. No cap. ### 8.0.1 — 2026-06-30 We're now ZoltMoney. Same account, same login, nothing for you to do. An FX rate that always works in your favor. Compare us against other providers and we come out on top, almost always. Zolt Assurance is here. If your transfer arrives late, we refund your fee. Every time. Now supporting NRE accounts for your transfers to India. Sending to Vietnam and the Philippines too, alongside India, from the US, UK, and Europe. Refer a friend and earn $10 each time they cross $1,000 in transfers. No cap. ### 8.0.0 — 2026-06-29 We're now ZoltMoney. Same account, same login, nothing for you to do. An FX rate that always works in your favor. Compare us against other providers and we come out on top, almost always. Zolt Assurance is here. If your transfer arrives late, we refund your fee. Every time. Now supporting NRE accounts for your transfers to India. Sending to Vietnam and the Philippines too, alongside India, from the US, UK, and Europe. Refer a friend and earn $10 each time they cross $1,000 in transfers. 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