# ZonePay: Smart Transfers — Bank payments, fewer steps

> Bank payments, fewer steps (iPhone/iPad app by ZONE PAYMENT NETWORK LIMITED.)

- Source: https://appshunter.io/ios/app/zonepay-smart-transfers/id6822699030 (this page in markdown: same URL + `.md`)
- Developer: [ZONE PAYMENT NETWORK LIMITED](https://appshunter.io/developer/1338879796)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 16.0 · 14 MB
- Languages: American English
- Released: 2026-10-31
- Data updated: 2026-11-04

## What is ZonePay?

Make bank transfers with less manual work.

A Smart Transfer is a mobile bank transfer where the app automatically creates the transfer instruction for you, so you simply confirm and approve. With ZonePay, the app prepares that instruction for you to review.

Fewer steps mean less time and less effort. Smart Transfers are fast and easy.

Three ways to start
- Scan a QR code.
- Snap a photo of bank account details.
- Tap a payment link.

Then confirm and approve
Review the transfer details created by ZonePay. Confirm the details, then approve the payment. You stay in control of what you pay.

Use your existing bank account
Send from an existing bank account through the ZonePay app.

Scan, snap or tap. Confirm. Approve.

## Is ZonePay safe?

Not enough ratings yet to assess ZonePay.

## Is ZonePay legit?

ZonePay: Smart Transfers appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for ZonePay is 68 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.1 — 2026-11-02

Added Snap to pay
Implemented reward system
Quality of life fixes

### 1.0 — 2026-11-01

No release notes.

## More apps by ZONE PAYMENT NETWORK LIMITED

- [Zone Pay](https://appshunter.io/ios/app/zone-pay/id1338879797)
- [Appzone BankOne](https://appshunter.io/ios/app/appzone-bankone/id1442074042)

All apps by ZONE PAYMENT NETWORK LIMITED: https://appshunter.io/developer/1338879796

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-04.*