# ZOOD: Buy Now, Pay Later — Shop in up to 12 installments

> Buy now, pay later in installments with a virtual card. (iPhone/iPad app by OrientSwiss SA.)

- Source: https://appshunter.io/ios/app/zood-buy-now-pay-later/id1281450163 (this page in markdown: same URL + `.md`)
- Developer: [OrientSwiss SA](https://appshunter.io/developer/1281450162)
- Category: Shopping
- Price: Free
- Rating: 4.44/5 from 1,305 App Store ratings · 203 written reviews indexed
- Age rating: 12+
- Requires: iOS 15.0 · 189 MB
- Languages: Arabic, Azerbaijani, English, Kazakh, Persian, Russian, Uzbek
- Released: 2017-11-28
- Data updated: 2026-08-19
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/zood-buy-now-pay-later/id1281450163/reviews.md

## What is ZOOD?

ZOOD transforms your shopping experience by giving you the power to buy whatever you want now and pay later in up to 12 easy installments.

Available in Uzbekistan, Pakistan, and Lebanon only, ZOOD gives you the freedom to shop conveniently while staying within your budget.


Why Choose ZOOD?

- Flexible Payments: Get flexible payment plans customized for you.

- Secure Platform: Shop confidently with safe, trusted payment methods.

- Millions of Products: Access a wide selection of items from trusted sellers, including home appliances, smartphones, and more.

- ZOOD Card: Use your virtual installment card to shop online from popular local and international stores.


ZOOD Card – Enjoy Installments Anywhere

ZOOD Card is the first virtual installment Card in Uzbekistan & Pakistan that simplifies online shopping. With ZOOD Card you can:

- Shop online at a wide range of international and local online stores.

- Pay in up to 12 installments, in your local currency.

- Benefit from secure transactions and reliable shopping experience.


How ZOOD Simplifies Shopping:

- Instant Installment Access: Get what you want immediately and pay later in monthly installments.

- No Hidden Fees: Transparent terms ensure complete clarity in your payments.

- A World of Choices: Explore products that match your lifestyle and choices, from local and international stores.


Download ZOOD Today!

With ZOOD, you don’t have to wait or compromise. Get the app now and enjoy a seamless shopping experience — even when your budget feels tight.

Please note that the app is available for use only in Uzbekistan, Lebanon & Pakistan.

## Key features

- Buy now, pay later
- Up to 12 installments
- Flexible payment plans
- Virtual installment card
- Millions of products
- Secure payment methods

## What do users think of ZOOD?

Overall sentiment: neutral

**Pros**

- 👍 Professional work
- 👍 Excellent customer service
- 👍 Easy to use and buy
- 👍 Great variety of products
- 👍 Affordable prices

**Cons**

- 🐛 Delivery issues
- 🐛 Unreliable customer support
- 💰 Exaggerated pricing
- 🐛 Buggy app and crashes
- 🐛 Canceled orders without explanation

**Commonly reported bugs**

- Login and registration issues
- App freezing and crashing
- Incorrect product listings and information

**Most requested features**

- Improved search and navigation
- Expand to more countries
- Better quality control and product descriptions

## Recent user reviews (10 of 203)

All indexed reviews: https://appshunter.io/ios/app/zood-buy-now-pay-later/id1281450163/reviews.md

### 1/5 — Location use

*2026-06-11, version 6.3.1*

They advertise in the US, but are not even usable in the US. It doesn’t make any sense.

### 5/5 — العراق

*2026-05-23, version 6.3.1*

من زمان تعاملت مع التطبيق ومشتري منهم هواي شغلات بالقسط وكان كلش مريح نظام الاقساط بس هسه ماكو بالعراق وماعرف السبب ممكن احد يوضح

### 1/5 — Don’t install this application

*2026-04-22, version 6.3.1*

It’s so bad they took from me money and didn’t activate my account

### 1/5 — Why is this even on my App Store if it’s not in the United States?

*2026-01-03, version 6.3.1*

Smh

### 1/5 — Horrible

*2025-12-07, version 6.3.1*

I did the whole process of verification , my identity was verified but somehow my card wasn’t so I cannot buy anything and have to wait a month to try again? This is only AFTER the card was accepted and they took a dollar as well. Nothing is showing in their catalogue anyway. Scam.

### 1/5 — العراق

*2025-09-27, version 6.2.5*

لماذا تم الغائه من العراق ؟؟؟

### 5/5 — professional work

*2025-07-23, version 6.2.0*

You have the best customer service.

### 1/5 — SPAM

*2025-06-15, version 6.1.4*

It’s true they provide paying in installments but there’s a huge price increase for the products they sell like a body hair trimmer from philips (which i bought TWO of it from another place price ranged between 15-20$) is sold on this app for approximately 75$!
This is one small example of pricing difference. DON’T DOWNLOAD IT.

### 5/5 — Best BNPL

*2025-06-04, version 6.1.3*

Super fantastic buy now, pay later application

### 5/5 — Отзыв

*2025-04-28, version 6.1.1*

Очень удобно!

## Frequently asked questions about ZOOD

### What is ZOOD?

ZOOD is a shopping application that allows users to purchase products now and pay for them later in up to 12 easy installments. It aims to provide a flexible and convenient shopping experience while helping users stay within their budget.

### What are the key features of ZOOD?

Key features include flexible payment plans customized for users, secure and trusted payment methods, access to millions of products from various sellers, and a virtual installment card (ZOOD Card) for shopping at local and international online stores.

### Is ZOOD free to use?

Based on the provided information, the app itself is free to download and use. The monetization model is listed as 'free', indicating no upfront cost or subscription fees for accessing the core functionality of buying now and paying later.

### Where is ZOOD available?

ZOOD is currently available for use only in Uzbekistan, Pakistan, and Lebanon. Users outside of these regions will not be able to utilize the app's services.

### How does the ZOOD Card work?

The ZOOD Card is a virtual installment card that simplifies online shopping. It allows you to shop at a wide range of local and international online stores and pay for your purchases in up to 12 installments in your local currency, ensuring secure transactions.

## Version history (last 5 releases)

### 6.3.1 — 2025-11-07

- Minor fixes for displaying errors and messages;
- Optimized app for faster response and smoother user experience;
- General bug fixes and performance enhancements.

### 6.3.0 — 2025-10-09

- Minor fixes for displaying errors and messages;
- Resolved cart quantity sync issue when adding products from product pages;
- Fixed app launch banner and brand banner display issues;
- Resolved “Similar Products” error on certain pages;
- Improved media management for better stability and performance;
- Improved analytics for better insights and offerings;
- Optimized app for faster response and smoother user experience;
- General bug fixes and performance enhancements.

### 6.2.5 — 2025-09-25

- Full category names now display correctly;
- Fixed sorting in the ZOOD Pay category list;
- Improved app speed and stability;
- General bug fixes and performance enhancements.

### 6.2.4 — 2025-09-10

What's New:

- Improved minor issues in getting ZOOD card flow
- Subtle UI and stability enhancements
- General bug fixes and performance enhancements

### 6.2.3 — 2025-08-27

What's New:

- Improved ZOOD Card issuance and activation flow
- Fixed sorting and navigation issues for easier browsing
- UI updates for a smoother look and feel
- Enhanced overall app performance and responsiveness
- Updated SDKs for third-party analytical tools
- General bug fixes and performance enhancements

## Apps similar to ZOOD

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Ishtari](https://appshunter.io/ios/app/ishtari/id1248110122) | 4.7 (694) | Free | Shopping |
| [Korzinka](https://appshunter.io/ios/app/korzinka/id1454827930) | 4.4 (241) | Free | Shopping |
| [tamata - طماطة](https://appshunter.io/ios/app/tamata/id1510330653) | 4.3 (1,384) | Free | Shopping |
| [Shab: Scan & Discover](https://appshunter.io/ios/app/shab-scan-and-discover/id1469194074) | 3.3 (130) | Free | Shopping |
| [Shopini - شوبيني](https://appshunter.io/ios/app/shopini/id1159746275) | 4.0 (616) | Free | Shopping |
| [Pure Platform](https://appshunter.io/ios/app/pure-platform/id1450844858) | 3.2 (1,195) | Free | Shopping |

## More apps by OrientSwiss SA

- [Zood Business](https://appshunter.io/ios/app/zood-business/id1585771534)

All apps by OrientSwiss SA: https://appshunter.io/developer/1281450162

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*