# ZRPay

> ZRPay (iPhone/iPad app by ZIRCON CREDIT SERVICE LIMITED.)

- Source: https://appshunter.io/ios/app/zrpay/id6792673972 (this page in markdown: same URL + `.md`)
- Developer: [ZIRCON CREDIT SERVICE LIMITED](https://appshunter.io/developer/6792673974)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 55 MB
- Languages: American English, Chinese (Simplified, China), Chinese (Traditional, Taiwan)
- Released: 2026-09-13
- Data updated: 2026-09-18
- User reviews in markdown: https://appshunter.io/ios/app/zrpay/id6792673972/reviews.md

## What is ZRPay?

ZR Pay turns your digital assets into real-world spending power. Pledge USDT and other supported assets to unlock a spending limit on your card, then pay anywhere Visa is accepted — online and offline, at home and abroad.

WHY ZR PAY
• Global reach — spend across many countries and regions worldwide, everywhere Visa is accepted.
• Asset-backed limit — pledge your digital assets to unlock a spending limit; no need to sell your holdings first.
•Fast issuance — apply for a spending card in minutes after identity verification (KYC).
• Online & offline — bind mainstream wallets for in-store scan or tap, and pay for online shopping and subscriptions.
• Transparent fees — low spending fees, no hidden annual charges.

BUILT-IN SECURITY
• Payment password for sensitive actions
• 3DS cardholder verification for online payments
• Freeze / unfreeze your card anytime
• Real-time transaction alerts

EVERYDAY SCENARIOS
Cross-border shopping · online subscriptions · in-store payments · travel · games & digital services

ABOUT & COMPLIANCE
ZR Pay is operated by ZR Credit Services Limited, a Hong Kong company. Identity verification (KYC) and anti-money-laundering (AML) checks apply to all users.

Support: https://www.zrpay.hk · Contact: ops@zrpay.hk


## Version history (last 2 releases)

### 1.1.0 — 2026-09-15

1.KYC now supports more countries and regions
2.Added push notifications for key account activity
3.Improved the layout of the Credit Limit page
4.Updated the fee breakdown in transaction details
5.Fixed known issues and improved the overall experience

### 1.0 — 2026-09-04

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-18.*