# Zubora: Lazy Expense Tracker — No bank linking. Just say it.

> No bank linking. Just say it. (iPhone/iPad app by Gaku Tamaki.)

- Source: https://appshunter.io/ios/app/zubora-lazy-expense-tracker/id6809114941 (this page in markdown: same URL + `.md`)
- Developer: [Gaku Tamaki](https://appshunter.io/developer/6809114943)
- Category: Finance, Travel
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 34 MB
- Languages: American English, French (France), German (Germany), Japanese, Korean, Chinese (Simplified, China), European Spanish, Thai, Chinese (Traditional, Taiwan)
- Released: 2026-10-09
- Data updated: 2026-10-26

## What is Zubora?

You don't quit budgeting apps because you lack willpower.
There's just too much to do.

Type the amount. Pick a category. Pick a date. Save.
Miss one day and you never open it again.

This app removed all of that.


■ No categories. No date picker.

"lunch 12"
"groceries 68 yesterday"
"taxi 25"

Write it however you like. The category and the date are our problem.
Snap a receipt or say it out loud — either works.

There is nothing to choose from, so you never stall.


■ Best used while travelling

Say it in the local currency.

"ramen 1200 yen"
"tuk-tuk 80 baht"

It converts at that day's rate and keeps the original amount too,
so you can still tell what cost what when you get home.

Trips have an end date. There's nothing to keep up with.
Use it for five days, and it'll tell you what the trip cost.


■ No bank or card linking

There is no account to connect. No credentials to hand over.
Which matters most abroad, where linking doesn't work anyway.

Cash works exactly the same as card. So does the market stall,
the friend who covered you, and the taxi that only took notes.


■ Rough is fine

You don't need to match to the cent.
You don't need to keep every receipt.

Knowing roughly what you spent is enough to make almost every
decision you'd want to make.

This is not a ledger. It was never trying to be.


■ Know what's still coming

The spending feels like today. The bank balance moves next month.
That gap is why the statement is always bigger than you thought.

Write "on my Visa" and it splits what's already gone
from what gets charged later.

You're never asked to pick a payment method. It just picks it up
when you mention it.


■ It never brings up the gap

Stop recording for two weeks and it won't mention it.
No "3-day streak". No "great job". No advice about cutting back.

Being praised is what makes it hard to open the app after you slip.
Lazy is fine. That's the whole idea.


■ At month's end, it writes up your month

Not a report of totals. A read on the month you actually had.
You also get a card worth showing someone.


■ Your records stay on your device

Your expense history is stored on your phone. It does not accumulate
on the developer's servers. The in-app privacy policy tells you
exactly what goes where, plainly.


■ Subscription

Auto-renewing monthly subscription.
The price is shown in the app and on the purchase screen.
Terms of Use and Privacy Policy are available inside the app.

Terms of Use: https://zubora-kakeibo-api.zubora-kakeibo-server.workers.dev/terms?lang=en
Privacy Policy: https://zubora-kakeibo-api.zubora-kakeibo-server.workers.dev/privacy?lang=en

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Zubora Kakeibo Plus | $4.99 | per month |


## Is Zubora safe?

Not enough ratings yet to assess Zubora.

## Is Zubora legit?

Zubora: Lazy Expense Tracker has limited verification signals. The AppsHunter Legitimacy Score for Zubora is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0 — 2026-10-10

No release notes.

## Apps similar to Zubora

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Hiwari – Daily Budget](https://appshunter.io/ios/app/hiwari-daily-budget/id6818359186) | — | Free | Finance |
| [Kotori: One-Line Expenses](https://appshunter.io/ios/app/kotori-one-line-expenses/id6774926670) | — | Free | Finance |
| [おさいふ手帳 - レシートで家計簿・予算管理](https://appshunter.io/ios/app/id6817617468) | — | Free | Finance |
| [Nokori：予算管理・シンプル家計簿](https://appshunter.io/ios/app/nokori/id6772166133) | — | Free | Finance |
| [Cardeyra: Subscription Tracker](https://appshunter.io/ios/app/cardeyra-subscription-tracker/id6816627557) | 5.0 (1) | Free | Finance |
| [5Counter: Binomial Probs](https://appshunter.io/ios/app/5counter-binomial-probs/id6757778131) | — | Free | Finance |

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-26.*