# Zulio — Accept cards not fees.

> Business app for accepting card payments without extra fees. (iPhone/iPad app by Provident Payments Central LLC.)

- Source: https://appshunter.io/ios/app/zulio/id6446093895 (this page in markdown: same URL + `.md`)
- Developer: [Provident Payments Central LLC](https://appshunter.io/developer/1675895508)
- Category: Business, Finance
- Price: Free
- Rating: 4.10/5 from 10 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.4 · 62 MB
- Languages: English
- Released: 2023-03-08
- Data updated: 2026-06-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/zulio/id6446093895/reviews.md

## What is Zulio?

Give customers choice in how they pay without increasing your costs. Accepting card payments using traditional processors with high fees, and complicated PCI requirements can feel unfair. 

You shouldn't have to pay another “gross income tax” to get paid for the work you do. Auto calculate and include the credit card fee in your regular price and offer discount for paying with cash.

No Processing Fees
Accept Payments
Send Invoices
Personal Customer Support
No Annual PCI Requirements
Clean reporting. Keep 100% of everything that hits your account.

## Key features

- Accept card payments
- No processing fees
- Auto-calculate fees
- Offer cash discounts
- Send invoices
- Clean reporting
- Personal customer support

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/zulio/id6446093895/reviews.md

### 1/5 — ***DO NOT USE THIS APP***

*2023-10-31*

Once you setup the app and input the information needed to operate it, and start taking payments. They connect you to a third party company (stripe)! 
   You don’t have access to the payment you have taken for 3 business days. Then they hold your account (with your fund being held inside the app) requesting additional information that was not required to setup the account. And state they are closing your account and any fund being held will be refunded to customers in 5 business days.. when it didn’t take 5 business days to receive the funds.. They are collecting personal information.

### 5/5 — AMAZING!!!!

*2023-10-26*

This was just what I need for my business. No fees, no mess, just clean and easy payments and invoicing.

## Frequently asked questions about Zulio

### What is Zulio?

Zulio is a business application designed to help you accept card payments from customers without incurring additional processing fees. It allows you to automatically include credit card fees in your prices and offer discounts for cash payments.

### Does Zulio have ads?

No, Zulio does not contain advertisements. The app is free to download and use, and it does not display any ads to its users.

### What devices does Zulio support?

Zulio is currently supported on iPhone and iPod devices. It is designed for use on Apple's mobile operating systems.

### How does Zulio handle credit card fees?

Zulio allows you to auto-calculate and include the credit card fee in your regular price. This means you can offer a discount for customers paying with cash, effectively passing on the fee without increasing your overall costs.

### Is Zulio suitable for all businesses?

Zulio is ideal for businesses that want to offer customers payment choice without the burden of high processing fees. It simplifies payment acceptance and invoicing for small businesses and freelancers.

### What is the age rating for Zulio?

Zulio has an age rating of 4+, making it suitable for a wide range of users. This rating indicates general appropriateness for most audiences.

### How often is Zulio updated?

The latest version of Zulio, 1.2.3, was released on July 2, 2024. The app is actively maintained by Provident Payments Central LLC, suggesting regular updates for improvements and bug fixes.

### What are the benefits of using Zulio over traditional processors?

Zulio eliminates high processing fees and complicated PCI requirements associated with traditional processors. You keep 100% of what hits your account and benefit from clean reporting and personal customer support.

## Version history (last 5 releases)

### 1.2.3 — 2024-07-02

- Small bug fix

### 1.2.2 — 2024-06-27

- Small bug fixes

### 1.2.1 — 2024-06-25

- Bug fixes and improvements

### 1.2.0 — 2024-06-18

- Improved app performance and fixed small issues

### 1.1.4 — 2024-04-23

Bug fixes and small improvements

## Apps similar to Zulio

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [ThryvPay](https://appshunter.io/ios/app/thryvpay/id1554576474) | 4.4 (46) | Free | Business |
| [Taplyy](https://appshunter.io/ios/app/taplyy/id6444737072) | 3.7 (15) | Free | Business |
| [SimplyPayMe - Card Payments](https://appshunter.io/ios/app/simplypayme-card-payments/id1541592016) | 4.5 (301) | Free | Business |
| [Saldo: POS & Tap to Pay](https://appshunter.io/ios/app/saldo-pos-and-tap-to-pay/id6472041423) | — | Free | Business |
| [Processa](https://appshunter.io/ios/app/processa/id1542237894) | 4.0 (10) | Free | Business |
| [ServePrix Provider](https://appshunter.io/ios/app/serveprix-provider/id1630752355) | — | Free | Business |

## Related topics

[helcim](https://appshunter.io/ios/topics/helcim) · [payment method](https://appshunter.io/ios/topics/payment-method) · [accept payments](https://appshunter.io/ios/topics/accept-payments)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*