# Zwroty: Debt Tracker

> Zwroty: Debt Tracker (iPhone/iPad app by Oleksandr Moskalenko.)

- Source: https://appshunter.io/ios/app/zwroty-debt-tracker/id6753749387 (this page in markdown: same URL + `.md`)
- Developer: [Oleksandr Moskalenko](https://appshunter.io/developer/1675453861)
- Category: Finance
- Price: $1.99
- Age rating: 4+
- Requires: iOS 26.0 · 5 MB
- Languages: English, Polish, Russian
- Released: 2026-03-15
- Data updated: 2026-07-17
- User reviews in markdown: https://appshunter.io/ios/app/zwroty-debt-tracker/id6753749387/reviews.md

## What is Zwroty?

Zwroty is a private debt tracker for real personal loans between people.

When a friend borrows money, pays part of it back, and later borrows again, the hard part is not the payment itself. It is keeping one clear balance and the full history without losing track. Zwroty is built for exactly that.

This is not a group trip splitter or a one-off bill app. It is a calm, Apple-native ledger for personal debts between friends, family, partners, and people you know.

With Zwroty, you can:
• keep the exact remaining balance for each person
• record partial repayments and repeat borrowing
• keep the full history of loans and repayments in one place
• share a debt ledger with another person through Apple CloudKit
• work in multiple currencies
• search and filter history by type, date, amount, and note
• import or export records as CSV

Privacy matters here.

Zwroty does not require a traditional account, registration flow, or phone number. Debt records stay on your devices and in your iCloud. Shared debt records use Apple CloudKit.

For exchange rates, the app may request current rates from an external provider. The debt amounts and records you enter are not sent to that provider. Currency conversion is calculated on device after the rate is fetched.

If you want a clear, trustworthy way to keep personal debts private and organized, Zwroty is ready.


## Version history (last 1 release)

### 1.1.3 — 2026-03-15

No release notes.

## More apps by Oleksandr Moskalenko

- [Ewa Staniszewska](https://appshunter.io/ios/app/ewa-staniszewska/id6446018621)
- [Sudoku: Classic No Ads](https://appshunter.io/ios/app/sudoku-classic-no-ads/id6759936395)

All apps by Oleksandr Moskalenko: https://appshunter.io/developer/1675453861

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-17.*