# BT Panorama vs AAMI App

The clearest difference is update cadence: AAMI App at every 5 weeks against BT Panorama's every 4 months. BT Panorama's advantage is monetization model (free vs ad-supported) and iOS requirement (15.1 vs 18.6). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BT Panorama ships an update every 4 months, AAMI App every 5 weeks. The most recent releases landed on October 13, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | BT Panorama | AAMI App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.7 (29 ratings)](https://appshunter.io/ios/app/aami-app/id1510690149/reviews)** |
| Number of ratings | — | **29** |
| Positive reviews | **22.7% of reviews** | 17.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 5 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 52 MB | 249 MB |
| Requires iOS | **15.1** | 18.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [BT Financial Group Pty Ltd](https://appshunter.io/developer/592988289) | [AAI Limited](https://appshunter.io/developer/666174181) |

## What reviewers say

### BT Panorama

[App page](https://appshunter.io/ios/app/bt-panorama/id1000509933)

Access and manage your investment accounts on the go. View portfolio performance, trade securities, make payments, and get market insights. Secure login options and virtual assistant support are available.

**Highlights:** View portfolio balance and performance, Trade listed securities and managed funds, Make payments and schedule transactions, Access market information and ESG data, Secure login with biometrics, Virtual assistant support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and navigate
- 👍 Great app functionality
- 👍 Good market information
- 👍 Reliable for tracking balances
- 👍 Powerful functionality

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 App crashes often
- 🐛 Technical difficulties/maintenance
- 🐛 Inaccessible frequently
- 🐛 Updates cause problems

**Reported bugs**

- Forced to update frequently
- Facial recognition and PIN issues
- App crashes when accessing certain areas
- App shuts down when accessing beneficiaries
- Login issues after updates

**Requested features**

- Display term deposits in maturity date order
- 24/7 online chat support
- Compare super performance against ASX 200
- Face recognition login
- Dark mode option


### AAMI App

[App page](https://appshunter.io/ios/app/aami-app/id1510690149)

Manage your AAMI insurance policies conveniently from your smartphone. Update personal information, pay renewals, view policy documents, and track claims with real-time status updates. Receive important notifications about your policies.

**Highlights:** Manage supported insurance policies, Update personal and payment details, Pay policy renewals, View policy documents, Track home and motor claims, Receive policy notifications

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy-to-use interface and navigation
- 📱 Convenient access to policies and claims
- 🚀 Quick online claim process
- 💼 Comprehensive coverage options
- 🎯 Accessible policy information at a glance

**What reviewers complain about**

- 🐛 App crashes frequently and unexpectedly
- ❌ Multiple policies not displaying correctly
- ⚠️ Persistent login and authentication issues
- 📵 Chat and messaging system unresponsive
- 🔧 Unable to update account details via app

**Reported bugs**

- App crashes when accessing driver rewards tab
- Login failures and 'something went wrong' errors
- Policies not displaying despite being added
- Chat disconnects and loses conversation history
- Claim information wiped when receiving calls/texts

**Requested features**

- Direct payment button for installments
- Policy documents viewable within app
- Ability to update address and contact details in app
- Copy-paste functionality for claim numbers
- Save progress when filing claims


## Frequently asked questions

### Is BT Panorama free?

BT Panorama is free to download, with no in-app purchases.

### Is AAMI App free?

AAMI App is free to download, with no in-app purchases.

### Do BT Panorama or AAMI App have ads?

Neither BT Panorama nor AAMI App shows ads.

### Which is updated more often, BT Panorama or AAMI App?

BT Panorama ships an update every 4 months, and AAMI App every 5 weeks. Most recently, BT Panorama was updated on October 13, 2026 and AAMI App on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*