# BT Panorama vs Expand

The clearest difference is monetization model: BT Panorama at free against Expand's free with in-app purchases. BT Panorama also leads on review sentiment (23% vs 5%). Expand's advantage is update cadence (every 2 months vs every 4 months). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BT Panorama ships an update every 4 months, Expand every 2 months. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | BT Panorama | Expand |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | **22.7% of reviews** | 4.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 52 MB | 119 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [BT Financial Group Pty Ltd](https://appshunter.io/developer/592988289) | [IOOF Service Co Pty Ltd](https://appshunter.io/developer/1453139490) |

## What reviewers say

### BT Panorama

[App page](https://appshunter.io/ios/app/bt-panorama/id1000509933)

Access and manage your investment accounts on the go. View portfolio performance, trade securities, make payments, and get market insights. Secure login options and virtual assistant support are available.

**Highlights:** View portfolio balance and performance, Trade listed securities and managed funds, Make payments and schedule transactions, Access market information and ESG data, Secure login with biometrics, Virtual assistant support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and navigate
- 👍 Great app functionality
- 👍 Good market information
- 👍 Reliable for tracking balances
- 👍 Powerful functionality

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 App crashes often
- 🐛 Technical difficulties/maintenance
- 🐛 Inaccessible frequently
- 🐛 Updates cause problems

**Reported bugs**

- Forced to update frequently
- Facial recognition and PIN issues
- App crashes when accessing certain areas
- App shuts down when accessing beneficiaries
- Login issues after updates

**Requested features**

- Display term deposits in maturity date order
- 24/7 online chat support
- Compare super performance against ASX 200
- Face recognition login
- Dark mode option


### Expand

[App page](https://appshunter.io/ios/app/expand/id1639028058)

Manage your investment accounts securely and conveniently. Track transactions, view performance with interactive graphs, and update personal details. Download statements and access adviser contact information.

**Highlights:** Access multiple investment accounts, Secure login with biometrics, View transactions and performance, Interactive balance graphs, Update personal details and beneficiaries, Download statements and reports

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Information is good when accessible
- 👍 App works well sometimes
- 👍 Quick to run reports (when functional)
- 👍 Easy to see account balance (when functional)

**What reviewers complain about**

- 🐛 Constant login issues
- 🐛 App frequently crashes
- 🐛 Blank/white screen on launch
- 🐛 Face ID/facial recognition not working
- 🐛 Password reset required often

**Reported bugs**

- Login screen freezes
- App crashes on opening
- Blank white screen on launch
- Face ID/facial recognition fails
- Password reset loop

**Requested features**

- Fix facial recognition
- Improve app stability
- Address portrait-only mode on tablets
- Invest in app development and maintenance
- Communicate with customers about fixes


## Frequently asked questions

### Is BT Panorama free?

BT Panorama is free to download, with no in-app purchases.

### Is Expand free?

Expand is free to download, with no in-app purchases.

### Do BT Panorama or Expand have ads?

Neither BT Panorama nor Expand shows ads.

### Which is updated more often, BT Panorama or Expand?

BT Panorama ships an update every 4 months, and Expand every 2 months. Most recently, BT Panorama was updated on October 26, 2026 and Expand on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*