# CedarStone Bank vs ohcuGO

The clearest difference is monetization model: CedarStone Bank at free against ohcuGO's free with in-app purchases. CedarStone Bank also leads on iOS requirement (14.1 vs 18.4). ohcuGO's advantage is ratings volume (2.7K vs 13) and update cadence (monthly vs every 4 months). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ohcuGO holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: ohcuGO has 2.7K ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 67% of CedarStone Bank's written reviews are positive against 78% of ohcuGO's.

CedarStone Bank ships an update every 4 months, ohcuGO monthly. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | CedarStone Bank | ohcuGO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (13 ratings)](https://appshunter.io/ios/app/cedarstone-bank/id1000685437/reviews) | **[4.8 (2.7K ratings)](https://appshunter.io/ios/app/ohcugo/id1510413679/reviews)** |
| Number of ratings | 13 | **2.7K** |
| Positive reviews | 66.7% of reviews | **77.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 163 MB | 197 MB |
| Requires iOS | **14.1** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [CedarStone Bank](https://appshunter.io/developer/1000685436) | [Old Hickory Credit Union](https://appshunter.io/developer/804206001) |

## What reviewers say

### CedarStone Bank

[App page](https://appshunter.io/ios/app/cedarstone-bank/id1000685437)

Securely manage your finances on the go. Access account balances, view activity, transfer funds, and pay bills. Easily locate branches and ATMs, and control your cards.

**Highlights:** View account balance, View account activity, Transfer funds, Bill Pay, Cards On/Off, Locate branch or ATM

**Features:** Apple Wallet

**In-app purchases:** none


### ohcuGO

[App page](https://appshunter.io/ios/app/ohcugo/id1510413679)

Consolidate all your financial accounts into one secure platform. Track transactions, set balance alerts, make payments, and transfer funds easily. Deposit checks with a photo and find nearby branches and ATMs.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, View statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Impeccable customer service
- 🚀 Easy to use and understand
- 💡 Convenient to check balances

**What reviewers complain about**

- 🐛 Requires latest iOS version, leaving older devices unable to use
- 🐛 Login credentials wiped after update
- 🐛 Balance updates delayed for several days

**Reported bugs**

- Endless cycle of reset link emails
- Manage payments feature no longer working

**Requested features**

- Reduce frequency of Touch ID authentication
- Improve payment management functionality


## Frequently asked questions

### Is CedarStone Bank free?

CedarStone Bank is free to download, with no in-app purchases.

### Is ohcuGO free?

ohcuGO is free to download, with no in-app purchases.

### Which has better reviews, CedarStone Bank or ohcuGO?

ohcuGO is rated higher. CedarStone Bank averages 4.6 out of 5 from 13 ratings, while ohcuGO averages 4.8 from 2.7K ratings.

### Do CedarStone Bank or ohcuGO have ads?

Neither CedarStone Bank nor ohcuGO shows ads.

### Which is updated more often, CedarStone Bank or ohcuGO?

CedarStone Bank ships an update every 4 months, and ohcuGO monthly. Most recently, CedarStone Bank was updated on November 1, 2026 and ohcuGO on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*