# CedarStone Bank vs 1099Tracks

The clearest difference is in-app purchases: CedarStone Bank at none against 1099Tracks's 10. CedarStone Bank also leads on ratings volume (13 vs 3) and iOS requirement (14.1 vs 16.6). 1099Tracks's advantage is review sentiment (100% vs 67%) and update cadence (every 4 days vs every 4 months). On price, ads and device support there is nothing between them.

Both are free to download. 1099Tracks sells 10 in-app purchases, starting at $5.00 per month. CedarStone Bank asks for nothing beyond the download.

1099Tracks holds the better App Store score, 5.0 against 4.6. Both are backed by a comparable volume of ratings — 13 and 3 respectively. Written reviews point the same way: 67% of CedarStone Bank's written reviews are positive against 100% of 1099Tracks's.

CedarStone Bank ships an update every 4 months, 1099Tracks every 4 days. The most recent releases landed on October 4, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | CedarStone Bank | 1099Tracks |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (13 ratings)](https://appshunter.io/ios/app/cedarstone-bank/id1000685437/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/1099tracks/id6801922573/reviews)** |
| Number of ratings | **13** | 3 |
| Positive reviews | 66.7% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 4 days** |
| Monetization | **Free** | Freemium |
| Size | 163 MB | 14 MB |
| Requires iOS | **14.1** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [CedarStone Bank](https://appshunter.io/developer/1000685436) | [1099 Tracks LLC](https://appshunter.io/developer/6813229133) |

## What reviewers say

### CedarStone Bank

[App page](https://appshunter.io/ios/app/cedarstone-bank/id1000685437)

Securely manage your finances on the go. Access account balances, view activity, transfer funds, and pay bills. Easily locate branches and ATMs, and control your cards.

**Highlights:** View account balance, View account activity, Transfer funds, Bill Pay, Cards On/Off, Locate branch or ATM

**Features:** Apple Wallet

**In-app purchases:** none


### 1099Tracks

[App page](https://appshunter.io/ios/app/1099tracks/id6801922573)

This app simplifies tax tracking for self-employed individuals by automatically logging mileage and connecting to bank accounts for expense categorization. It provides AI-powered insights and generates IRS Schedule C forms, streamlining tax preparation.

**Highlights:** Automatic mileage tracking, Bank-connected expense tracking with AI categorization, Quarterly estimated-tax calculation, AI chat for financial data queries, Exportable IRS Schedule C and Excel workbook

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 5 Extra Bank Connections | $5.00 | per month |
| 6 Extra Bank Connections | $6.00 | per month |
| 7 Extra Bank Connections | $7.00 | per month |
| 9 Extra Bank Connections | $9.00 | per month |
| 11 Extra Bank Connections | $11.00 | per month |
| 12 Extra Bank Connections | $12.00 | per month |
| 13 Extra Bank Connections | $13.00 | per month |
| 14 Extra Bank Connections | $14.00 | per month |
| 15 Extra Bank Connections | $15.00 | per month |
| 25 Chat Questions | $2.99 | one-time |


## Frequently asked questions

### Is CedarStone Bank free?

CedarStone Bank is free to download, with no in-app purchases.

### Is 1099Tracks free?

1099Tracks is free to download, with in-app purchases available.

### Which has better reviews, CedarStone Bank or 1099Tracks?

1099Tracks is rated higher. CedarStone Bank averages 4.6 out of 5 from 13 ratings, while 1099Tracks averages 5.0 from 3 ratings.

### Do CedarStone Bank or 1099Tracks have ads?

Neither CedarStone Bank nor 1099Tracks shows ads.

### Which is updated more often, CedarStone Bank or 1099Tracks?

CedarStone Bank ships an update every 4 months, and 1099Tracks every 4 days. Most recently, CedarStone Bank was updated on October 4, 2026 and 1099Tracks on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*