# Empower ® vs CloudCostMonitor

The clearest difference is in-app purchases: Empower ® at none against CloudCostMonitor's 2. Empower ® also leads on update cadence (fortnightly vs every 2 months) and chart position (#35 vs unranked). On price and ads there is nothing between them.

Both are free to download. CloudCostMonitor sells 2 in-app purchases, starting at $2.99 per month. Empower ® asks for nothing beyond the download.

Empower ® ships an update fortnightly, CloudCostMonitor every 2 months. The most recent releases landed on October 30, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Empower ® | CloudCostMonitor |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (422K ratings)](https://appshunter.io/ios/app/empower/id1001257338/reviews)** | — |
| Number of ratings | **422K** | — |
| Positive reviews | 17.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free with in-app purchases | — |
| Best chart rank | **#35** | — |
| Size | 480 MB | 3 MB |
| Requires iOS | **15.0** | 26.1 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Empower Retirement, LLC](https://appshunter.io/developer/1001257337) | [Juan Manuel Moreno Carballo](https://appshunter.io/developer/1896302271) |

## What reviewers say

### Empower ®

[App page](https://appshunter.io/ios/app/empower/id1001257338)

**Currently charting:** #35 Top Free · Finance (US App Store)

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

**Highlights:** Consolidated account view, Retirement planning, Budget tracking, Net worth tracking, Investment advice access, Financial scenario simulation

**Features:** macOS Compatibility, Siri integration, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Good product overall
- 🚀 Sleek design and robust performance
- 🔒 Excellent customer service and support

**What reviewers complain about**

- 🐛 Buggy and unreliable app
- ⏱️ Slow loading times
- 🤔 Missing key features and functionality
- 🤯 Confusing and unintuitive navigation
- 💻 Forced to use app instead of website

**Reported bugs**

- Face ID/Touch ID not working consistently
- Beneficiary information not displaying correctly
- Crashes when trying to view balance over time
- Unable to enter correct birth dates for beneficiaries

**Requested features**

- Ability to view investment performance history
- Option to enter dollar amounts instead of just percentages
- Faster and more reliable login process
- Restore access to self-directed brokerage accounts
- Provide a way to submit feedback and suggestions within the app


### CloudCostMonitor

[App page](https://appshunter.io/ios/app/cloudcostmonitor/id6766556343)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium subscripction | $2.99 | per month |
| Premium unlock | $14.99 | one-time |


## Frequently asked questions

### Is Empower ® free?

Empower ® is free to download, with no in-app purchases.

### Is CloudCostMonitor free?

CloudCostMonitor is free to download, with in-app purchases available.

### Do Empower ® or CloudCostMonitor have ads?

Neither Empower ® nor CloudCostMonitor shows ads.

### Which is updated more often, Empower ® or CloudCostMonitor?

Empower ® ships an update fortnightly, and CloudCostMonitor every 2 months. Most recently, Empower ® was updated on October 30, 2026 and CloudCostMonitor on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*