# ING ActivePay vs Efact

The clearest difference is update cadence: Efact at every 2 weeks against ING ActivePay's every 16 months. ING ActivePay's advantage is iOS requirement (11.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ING ActivePay ships an update every 16 months, Efact every 2 weeks. The most recent releases landed on October 3, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | ING ActivePay | Efact |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 33.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 16 months | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 49 MB | 110 MB |
| Requires iOS | **11.0** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ING BELGIUM](https://appshunter.io/developer/416838657) | [Computer Fun SRL](https://appshunter.io/developer/1600210979) |

## What reviewers say

### ING ActivePay

[App page](https://appshunter.io/ios/app/ing-activepay/id1001601265)

Manage your merchant payment terminal directly from your smartphone or tablet. Accept debit and credit card payments, send digital receipts, and maintain a record of all transactions. You can also create a product catalog for on-site customer visits.

**Highlights:** Connects to payment terminal via Bluetooth, Accept debit and credit card payments, Enter payment amounts on smartphone, Send digital cashier's receipts, Record of all payments summary, Create product catalog

**In-app purchases:** none


### Efact

[App page](https://appshunter.io/ios/app/efact/id1348740671)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ING ActivePay free?

ING ActivePay is free to download, with no in-app purchases.

### Is Efact free?

Efact is free to download, with no in-app purchases.

### Do ING ActivePay or Efact have ads?

Neither ING ActivePay nor Efact shows ads.

### Which is updated more often, ING ActivePay or Efact?

ING ActivePay ships an update every 16 months, and Efact every 2 weeks. Most recently, ING ActivePay was updated on October 3, 2026 and Efact on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*