# OlyFed Digital Banking vs HB Direct

The clearest difference is rating: OlyFed Digital Banking at 4.8 against HB Direct's 2.9. OlyFed Digital Banking also leads on review sentiment (33% vs 0%) and update cadence (every 3 months vs every 13 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OlyFed Digital Banking holds the better App Store score, 4.8 against 2.9. That said, the two scores are not equally well evidenced: OlyFed Digital Banking has 237 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 33% of OlyFed Digital Banking's written reviews are positive against 0% of HB Direct's.

OlyFed Digital Banking ships an update every 3 months, HB Direct every 13 months. The most recent releases landed on October 24, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | OlyFed Digital Banking | HB Direct |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (237 ratings)](https://appshunter.io/ios/app/olyfed-digital-banking/id1002052510/reviews)** | [2.9 (11 ratings)](https://appshunter.io/ios/app/hb-direct/id1495386989/reviews) |
| Number of ratings | **237** | 11 |
| Positive reviews | **33.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 13 months |
| Monetization | Free | Free |
| Size | 106 MB | 12 MB |
| Requires iOS | **16.0** | 16.6 |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Olympia Federal Savings & Loan Association Inc.](https://appshunter.io/developer/1002052509) | [Heritage Bank](https://appshunter.io/developer/468086130) |

## What reviewers say

### OlyFed Digital Banking

[App page](https://appshunter.io/ios/app/olyfed-digital-banking/id1002052510)

Manage your finances conveniently from anywhere. This app allows you to check balances, pay bills, transfer funds, and track spending. It offers tools for personal financial management and account alerts, all from your mobile device.

**Highlights:** Check account balances, Pay bills, Transfer funds, View transaction history, Personal Financial Management tools, Mobile check deposit

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### HB Direct

[App page](https://appshunter.io/ios/app/hb-direct/id1495386989)

Safely access and manage your business accounts on the go. Initiate payments, view balances and activity, transfer funds, and make mobile deposits with this secure mobile banking solution.

**Highlights:** Initiate and approve payments, View account balances, View account activity, Transfer funds, Make mobile deposits

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is OlyFed Digital Banking free?

OlyFed Digital Banking is free to download, with no in-app purchases.

### Is HB Direct free?

HB Direct is free to download, with no in-app purchases.

### Which has better reviews, OlyFed Digital Banking or HB Direct?

OlyFed Digital Banking is rated higher. OlyFed Digital Banking averages 4.8 out of 5 from 237 ratings, while HB Direct averages 2.9 from 11 ratings.

### Do OlyFed Digital Banking or HB Direct have ads?

Neither OlyFed Digital Banking nor HB Direct shows ads.

### Which is updated more often, OlyFed Digital Banking or HB Direct?

OlyFed Digital Banking ships an update every 3 months, and HB Direct every 13 months. Most recently, OlyFed Digital Banking was updated on October 24, 2026 and HB Direct on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*