# KB저축은행(키위뱅크) vs 대신저축은행 스마트뱅크

The clearest difference is monetization model: 대신저축은행 스마트뱅크 at free against KB저축은행(키위뱅크)'s ad-supported. 대신저축은행 스마트뱅크 also leads on review sentiment (67% vs 56%). KB저축은행(키위뱅크)'s advantage is iOS requirement (13.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KB저축은행(키위뱅크) ships an update every 2 months, 대신저축은행 스마트뱅크 every 5 weeks. Both last shipped on October 17, 2026.

## The numbers

| Metric | KB저축은행(키위뱅크) | 대신저축은행 스마트뱅크 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (11 ratings)](https://appshunter.io/ios/app/kb/id1006543056/reviews)** | — |
| Number of ratings | **11** | — |
| Positive reviews | 55.8% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 weeks** |
| Monetization | Ad-supported | **Free** |
| Size | 210 MB | 115 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [KB저축은행](https://appshunter.io/developer/1006543055) | [대신저축은행](https://appshunter.io/developer/1016778344) |

## What reviewers say

### KB저축은행(키위뱅크)

[App page](https://appshunter.io/ios/app/kb/id1006543056)

Manage your banking needs with a comprehensive suite of financial services. Open accounts, apply for loans, and track transactions conveniently from your mobile device. Enjoy daily interest on savings and personalized financial insights.

**Highlights:** Account opening and management, Loan application and inquiry, Daily interest savings accounts, Transaction history tracking, Personalized financial alerts, Simplified authentication, Digital certificate issuance

**Features:** Vision Pro support

**In-app purchases:** none


### 대신저축은행 스마트뱅크

[App page](https://appshunter.io/ios/app/id1017609393)

Easily open accounts, apply for loans, and manage all your finances without visiting a branch. Enjoy secure mobile banking with simple authentication and open banking features to view all your accounts in one place.

**Highlights:** Non-face-to-face account opening, Loan applications, Open banking for all accounts, Simple authentication (PIN, pattern, biometrics), Mobile OTP issuance, Easy loan processing

**In-app purchases:** none


## Frequently asked questions

### Is KB저축은행(키위뱅크) free?

KB저축은행(키위뱅크) is free to download, with no in-app purchases.

### Is 대신저축은행 스마트뱅크 free?

대신저축은행 스마트뱅크 is free to download, with no in-app purchases.

### Do KB저축은행(키위뱅크) or 대신저축은행 스마트뱅크 have ads?

Neither KB저축은행(키위뱅크) nor 대신저축은행 스마트뱅크 shows ads.

### Which is updated more often, KB저축은행(키위뱅크) or 대신저축은행 스마트뱅크?

KB저축은행(키위뱅크) ships an update every 2 months, and 대신저축은행 스마트뱅크 every 5 weeks. Most recently, KB저축은행(키위뱅크) was updated on October 17, 2026 and 대신저축은행 스마트뱅크 on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*