# RadiFi vs PayAll

RadiFi and PayAll both sit at 4.9 stars, but that hides the real split: 100% of PayAll's written reviews are positive against 74% of RadiFi's. PayAll also leads on update cadence (every 3 months vs every 6 months) and iOS requirement (13.0 vs 16.0). RadiFi's advantage is ratings volume (5.7K vs 2). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for RadiFi against 5.0 for PayAll. That said, the two scores are not equally well evidenced: RadiFi has 5.7K ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 74% of RadiFi's written reviews are positive against 100% of PayAll's.

RadiFi ships an update every 6 months, PayAll every 3 months. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | RadiFi | PayAll |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (5.7K ratings)](https://appshunter.io/ios/app/radifi-mobile-banking/id1008500836/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/payall/id6479172059/reviews)** |
| Number of ratings | **5.7K** | 2 |
| Positive reviews | 73.8% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 37 MB | 41 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Radifi Federal Credit Union](https://appshunter.io/developer/609212193) | [PAY ALL LLC](https://appshunter.io/developer/1735037621) |

## What reviewers say

### RadiFi

[App page](https://appshunter.io/ios/app/radifi-mobile-banking/id1008500836)

Manage your credit union accounts securely and conveniently from anywhere. Check balances, view account information, and make or edit payments directly from your mobile device. This app simplifies everyday banking needs with a comprehensive dashboard and easy-to-use features.

**Highlights:** Account dashboard, View account balances and transactions, Schedule and make bill payments, Transfer funds between accounts, Digital cash account management

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient 24/7 access
- 👍 Seamless and easy to use
- 👍 Helpful and informative
- 👍 Quick and efficient services
- 👍 Streamlined banking experience

**What reviewers complain about**

- 🐛 Verification and login issues
- 🐛 Delayed transaction history updates
- 🐛 Lack of mobile check deposit
- 🐛 Unreliable ATM services
- 🐛 Poor communication and support

**Reported bugs**

- App crashes on login
- Missing or hidden app features

**Requested features**

- Ability to find check clearing status
- Improved mobile app functionality
- Enhanced account management features
- 24/7 customer support and verification


### PayAll

[App page](https://appshunter.io/ios/app/payall/id6479172059)

Easily share and manage the costs of your subscriptions with friends, family, or colleagues. Securely split payments for streaming services, music, and more, with automatic reminders and robust privacy features.

**Highlights:** Share and split subscription payments, Centralized subscription management, Automatic payment setup, Payment alerts and reminders, Secure payment handling

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is RadiFi free?

RadiFi is free to download, with no in-app purchases.

### Is PayAll free?

PayAll is free to download, with no in-app purchases.

### Which has better reviews, RadiFi or PayAll?

PayAll is rated higher. RadiFi averages 4.9 out of 5 from 5.7K ratings, while PayAll averages 5.0 from 2 ratings.

### Do RadiFi or PayAll have ads?

Neither RadiFi nor PayAll shows ads.

### Which is updated more often, RadiFi or PayAll?

RadiFi ships an update every 6 months, and PayAll every 3 months. Most recently, RadiFi was updated on November 1, 2026 and PayAll on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*