# Debt Payoff Planner & Tracker vs Lease Limit

The clearest difference is in-app purchases: Lease Limit at none against Debt Payoff Planner & Tracker's 5. Lease Limit also leads on ads (none vs shown) and rating (5.0 vs 4.7). Debt Payoff Planner & Tracker's advantage is update cadence (every 2 months vs every 13 months) and ratings volume (7.4K vs 1). On price there is nothing between them.

Both are free to download. Debt Payoff Planner & Tracker sells 5 in-app purchases, starting at $6.99 per month. Lease Limit asks for nothing beyond the download.

Lease Limit holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Debt Payoff Planner & Tracker has 7.4K ratings behind it against 1, so its average is the more settled of the two.

Debt Payoff Planner & Tracker ships an update every 2 months, Lease Limit every 13 months. The most recent releases landed on November 6, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Debt Payoff Planner & Tracker | Lease Limit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (7.4K ratings)](https://appshunter.io/ios/app/debt-payoff-planner-and-tracker/id1009323715/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/lease-limit/id6477562872/reviews)** |
| Number of ratings | **7.4K** | 1 |
| Positive reviews | 63.2% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Every 2 months** | Every 13 months |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#75** | — |
| Size | 8 MB | 6 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [OxbowSoft LLC](https://appshunter.io/developer/1009323714) | [Kurt Weber](https://appshunter.io/developer/1637139959) |

## What reviewers say

### Debt Payoff Planner & Tracker

[App page](https://appshunter.io/ios/app/debt-payoff-planner-and-tracker/id1009323715)

**Currently charting:** #75 Top Grossing · Finance (US App Store)

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

**Highlights:** Customized debt repayment schedule, Debt Snowball payoff strategy, Debt Avalanche payoff strategy, Debt Snowflake payoff strategy, Track loan payments, Budget additional payments, View payoff scenarios

**Features:** Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month Subscription | $6.99 | per month |
| Friends and Family 1 Month | $10.49 | per month |
| 3 Month Subscription | $13.99 | per 3 months |
| 12 Month Subscription | $27.99 | per year |
| Friends and Family 12 Months | $41.99 | per year |

**What reviewers like**

- 💯 Excellent debt tracking and planning
- 🔍 Detailed debt breakdown and payoff timeline
- 🎯 Helps stay motivated and on track
- 👍 Simple and easy to use interface
- 🤑 Affordable premium subscription

**What reviewers complain about**

- 🐛 Occasional app crashes and stability issues
- 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
- 💰 Frustration with premium-only features
- 🔢 Difficulty making changes to existing debt entries
- 💸 Concerns about recurring subscription costs

**Reported bugs**

- App freezes when trying to delete debt entries
- Debt balances not updating correctly after payments
- Inconsistent behavior when entering due dates

**Requested features**

- Add ability to track recurring income and expenses
- Implement biweekly or weekly payment options
- Improve flexibility for editing debt details
- Provide option to export data and reports
- Add support for multiple currencies


### Lease Limit

[App page](https://appshunter.io/ios/app/lease-limit/id6477562872)

Manage your car lease mileage effortlessly. Track remaining mileage, daily allowances, and projected overage fees to avoid unexpected costs. Drive with confidence knowing your lease is under control.

**Highlights:** Track remaining lease mileage, Monitor daily allowed mileage, Estimate overage fees, User-friendly interface, Quick and easy updates, Stay in control of your lease

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Debt Payoff Planner & Tracker free?

Debt Payoff Planner & Tracker is free to download, with in-app purchases available.

### Is Lease Limit free?

Lease Limit is free to download, with no in-app purchases.

### Which has better reviews, Debt Payoff Planner & Tracker or Lease Limit?

Lease Limit is rated higher. Debt Payoff Planner & Tracker averages 4.7 out of 5 from 7.4K ratings, while Lease Limit averages 5.0 from 1 ratings.

### Do Debt Payoff Planner & Tracker or Lease Limit have ads?

Debt Payoff Planner & Tracker shows ads; Lease Limit does not.

### Which is updated more often, Debt Payoff Planner & Tracker or Lease Limit?

Debt Payoff Planner & Tracker ships an update every 2 months, and Lease Limit every 13 months. Most recently, Debt Payoff Planner & Tracker was updated on November 6, 2026 and Lease Limit on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*