# Debt Payoff Planner & Tracker vs Wallet Quest

The clearest difference is in-app purchases: Wallet Quest at none against Debt Payoff Planner & Tracker's 5. Wallet Quest also leads on ads (none vs shown) and rating (5.0 vs 4.7). Debt Payoff Planner & Tracker's advantage is ratings volume (7.4K vs 1) and chart position (#70 vs unranked). On price there is nothing between them.

Both are free to download. Debt Payoff Planner & Tracker sells 5 in-app purchases, starting at $6.99 per month. Wallet Quest asks for nothing beyond the download.

Wallet Quest holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Debt Payoff Planner & Tracker has 7.4K ratings behind it against 1, so its average is the more settled of the two.

## The numbers

| Metric | Debt Payoff Planner & Tracker | Wallet Quest |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (7.4K ratings)](https://appshunter.io/ios/app/debt-payoff-planner-and-tracker/id1009323715/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/wallet-quest/id6784811262/reviews)** |
| Number of ratings | **7.4K** | 1 |
| Positive reviews | 63.2% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | — |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#70** | — |
| Size | 8 MB | 31 MB |
| Requires iOS | **15.0** | 18.2 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [OxbowSoft LLC](https://appshunter.io/developer/1009323714) | [Cho Yan Yam](https://appshunter.io/developer/1756401272) |

## What reviewers say

### Debt Payoff Planner & Tracker

[App page](https://appshunter.io/ios/app/debt-payoff-planner-and-tracker/id1009323715)

**Currently charting:** #70 Top Grossing · Finance (US App Store)

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

**Highlights:** Customized debt repayment schedule, Debt Snowball payoff strategy, Debt Avalanche payoff strategy, Debt Snowflake payoff strategy, Track loan payments, Budget additional payments, View payoff scenarios

**Features:** Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month Subscription | $6.99 | per month |
| Friends and Family 1 Month | $10.49 | per month |
| 3 Month Subscription | $13.99 | per 3 months |
| 12 Month Subscription | $27.99 | per year |
| Friends and Family 12 Months | $41.99 | per year |

**What reviewers like**

- 💯 Excellent debt tracking and planning
- 🔍 Detailed debt breakdown and payoff timeline
- 🎯 Helps stay motivated and on track
- 👍 Simple and easy to use interface
- 🤑 Affordable premium subscription

**What reviewers complain about**

- 🐛 Occasional app crashes and stability issues
- 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
- 💰 Frustration with premium-only features
- 🔢 Difficulty making changes to existing debt entries
- 💸 Concerns about recurring subscription costs

**Reported bugs**

- App freezes when trying to delete debt entries
- Debt balances not updating correctly after payments
- Inconsistent behavior when entering due dates

**Requested features**

- Add ability to track recurring income and expenses
- Implement biweekly or weekly payment options
- Improve flexibility for editing debt details
- Provide option to export data and reports
- Add support for multiple currencies


### Wallet Quest

[App page](https://appshunter.io/ios/app/wallet-quest/id6784811262)

Build better money habits with daily, guided financial wins. This app offers simple, actionable steps to save more, spend less, and gain control without complex budgeting or bank connections. It focuses on practicing one habit at a time for a calmer approach to financial confidence.

**Highlights:** Daily money win selection, Step-by-step guidance, Track savings and spending, Build daily streaks, 28-day starter path, Set weekly goals, Savings jar feature

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Debt Payoff Planner & Tracker free?

Debt Payoff Planner & Tracker is free to download, with in-app purchases available.

### Is Wallet Quest free?

Wallet Quest is free to download, with no in-app purchases.

### Which has better reviews, Debt Payoff Planner & Tracker or Wallet Quest?

Wallet Quest is rated higher. Debt Payoff Planner & Tracker averages 4.7 out of 5 from 7.4K ratings, while Wallet Quest averages 5.0 from 1 ratings.

### Do Debt Payoff Planner & Tracker or Wallet Quest have ads?

Debt Payoff Planner & Tracker shows ads; Wallet Quest does not.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*