# YNAB vs BreezeBy

The clearest difference is review sentiment: YNAB at 51% against BreezeBy's 0%. YNAB also leads on rating (4.8 vs 2.3) and update cadence (weekly vs every 5 months). BreezeBy's advantage is in-app purchases (none vs 4) and iOS requirement (15.6 vs 18.0). On price, ads and device support there is nothing between them.

Both are free to download. YNAB sells 4 in-app purchases, starting at $14.99 per month. BreezeBy asks for nothing beyond the download.

YNAB holds the better App Store score, 4.8 against 2.3. That said, the two scores are not equally well evidenced: YNAB has 62K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 51% of YNAB's written reviews are positive against 0% of BreezeBy's.

YNAB ships an update weekly, BreezeBy every 5 months. The most recent releases landed on October 17, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | YNAB | BreezeBy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (62K ratings)](https://appshunter.io/ios/app/ynab/id1010865877/reviews)** | [2.3 (6 ratings)](https://appshunter.io/ios/app/breezeby/id1339679548/reviews) |
| Number of ratings | **62K** | 6 |
| Positive reviews | **50.9% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Weekly** | Every 5 months |
| Monetization | Subscription | **Free** |
| Best chart rank | **#5** | — |
| Size | 156 MB | 26 MB |
| Requires iOS | 18.0 | **15.6** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [You Need A Budget LLC](https://appshunter.io/developer/1226490621) | [P Square Solutions LLC](https://appshunter.io/developer/1339679547) |

## What reviewers say

### YNAB

[App page](https://appshunter.io/ios/app/ynab/id1010865877)

**Currently charting:** #5 Top Grossing · Finance (US App Store)

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

**Highlights:** Create and share unlimited spending plans, Automatically import transactions, Manually add transactions, Loan Planner for debt paydown, Visualize progress towards goals, Real-time updates for shared plans

**Features:** Apple Watch app

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| YNAB Subscription | $14.99 | per month |
| YNAB Subscription | $14.99 | per month |
| YNAB Subscription | $109.00 | per year |
| YNAB Subscription | $109.00 | per year |

**What reviewers like**

- 💰 Helps save money
- 👍 Intuitive and easy to use
- 🚀 Efficient budgeting system
- 🤝 Helpful for couples/families
- 🧠 Changes financial mindset

**What reviewers complain about**

- 🔍 Steep learning curve
- 🔌 Connectivity issues with some banks
- 💰 Expensive subscription
- 🕰️ Reconciliation process could be improved
- 📱 Mobile app lacks some features of web version

**Reported bugs**

- Frequent disconnections from bank accounts
- Syncing issues between mobile and web versions

**Requested features**

- Fortnightly budgeting options
- Improved reporting and analytics
- Ability to upload files/documents
- Undo/redo functionality
- Biometric login for mobile app


### BreezeBy

[App page](https://appshunter.io/ios/app/breezeby/id1339679548)

Manage your electronic tolling account on the go. Add funds, order transponders, update vehicle and payment information, and track your toll trips with ease. This app is for current customers and those looking to open a new account.

**Highlights:** Manage electronic tolling account, Add money to account, Order transponders, Update vehicle and payment info, Track toll trips, Access account 24/7

**In-app purchases:** none


## Frequently asked questions

### Is YNAB free?

YNAB is free to download, with in-app purchases available.

### Is BreezeBy free?

BreezeBy is free to download, with no in-app purchases.

### Which has better reviews, YNAB or BreezeBy?

YNAB is rated higher. YNAB averages 4.8 out of 5 from 62K ratings, while BreezeBy averages 2.3 from 6 ratings.

### Do YNAB or BreezeBy have ads?

Neither YNAB nor BreezeBy shows ads.

### Which is updated more often, YNAB or BreezeBy?

YNAB ships an update weekly, and BreezeBy every 5 months. Most recently, YNAB was updated on October 17, 2026 and BreezeBy on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*