# YNAB vs INT

The clearest difference is rating: YNAB at 4.8 against INT's 3.1. YNAB also leads on ratings volume (62K vs 14) and review sentiment (51% vs 29%). INT's advantage is in-app purchases (none vs 4) and iOS requirement (16.2 vs 18.0). On price, update cadence and ads there is nothing between them.

Both are free to download. YNAB sells 4 in-app purchases, starting at $14.99 per month. INT asks for nothing beyond the download.

YNAB holds the better App Store score, 4.8 against 3.1. That said, the two scores are not equally well evidenced: YNAB has 62K ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 51% of YNAB's written reviews are positive against 29% of INT's.

YNAB ships an update weekly, INT every 11 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | YNAB | INT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (62K ratings)](https://appshunter.io/ios/app/ynab/id1010865877/reviews)** | [3.1 (14 ratings)](https://appshunter.io/ios/app/int-m-money-intelligence/id1667175106/reviews) |
| Number of ratings | **62K** | 14 |
| Positive reviews | **50.9% of reviews** | 28.6% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Weekly** | Every 11 days |
| Monetization | Subscription | **Free** |
| Best chart rank | **#4** | — |
| Size | 156 MB | 21 MB |
| Requires iOS | 18.0 | **16.2** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [You Need A Budget LLC](https://appshunter.io/developer/1226490621) | [Georgios Kaimakas](https://appshunter.io/developer/1463267003) |

## What reviewers say

### YNAB

[App page](https://appshunter.io/ios/app/ynab/id1010865877)

**Currently charting:** #4 Top Grossing · Finance (US App Store)

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

**Highlights:** Create and share unlimited spending plans, Automatically import transactions, Manually add transactions, Loan Planner for debt paydown, Visualize progress towards goals, Real-time updates for shared plans

**Features:** Apple Watch app

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| YNAB Subscription | $14.99 | per month |
| YNAB Subscription | $14.99 | per month |
| YNAB Subscription | $109.00 | per year |
| YNAB Subscription | $109.00 | per year |

**What reviewers like**

- 💰 Helps save money
- 👍 Intuitive and easy to use
- 🚀 Efficient budgeting system
- 🤝 Helpful for couples/families
- 🧠 Changes financial mindset

**What reviewers complain about**

- 🔍 Steep learning curve
- 🔌 Connectivity issues with some banks
- 💰 Expensive subscription
- 🕰️ Reconciliation process could be improved
- 📱 Mobile app lacks some features of web version

**Reported bugs**

- Frequent disconnections from bank accounts
- Syncing issues between mobile and web versions

**Requested features**

- Fortnightly budgeting options
- Improved reporting and analytics
- Ability to upload files/documents
- Undo/redo functionality
- Biometric login for mobile app


### INT

[App page](https://appshunter.io/ios/app/int-m-money-intelligence/id1667175106)

Track your expenses with an easy-to-use tool. Customize spending categories, view helpful charts, and get weekly spending reports. Widgets provide a quick overview of your weekly and monthly totals.

**Highlights:** Expense tracking, Customizable categories, Spending visualizations, Weekly overview reports, Widget support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is YNAB free?

YNAB is free to download, with in-app purchases available.

### Is INT free?

INT is free to download, with no in-app purchases.

### Which has better reviews, YNAB or INT?

YNAB is rated higher. YNAB averages 4.8 out of 5 from 62K ratings, while INT averages 3.1 from 14 ratings.

### Do YNAB or INT have ads?

Neither YNAB nor INT shows ads.

### Which is updated more often, YNAB or INT?

YNAB ships an update weekly, and INT every 11 days. Most recently, YNAB was updated on October 25, 2026 and INT on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*