# YNAB vs Right Budget

The clearest difference is in-app purchases: Right Budget at none against YNAB's 4. Right Budget also leads on iOS requirement (15.0 vs 18.0). YNAB's advantage is chart position (#7 vs unranked). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. YNAB sells 4 in-app purchases, starting at $14.99 per month. Right Budget asks for nothing beyond the download.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on November 11, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | YNAB | Right Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (62K ratings)](https://appshunter.io/ios/app/ynab/id1010865877/reviews)** | — |
| Number of ratings | **62K** | — |
| Positive reviews | 51.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Monetization | Free with in-app purchases | — |
| Best chart rank | **#7** | — |
| Size | 157 MB | 3 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | +4 | 4+ |
| Developer | [You Need A Budget LLC](https://appshunter.io/developer/1226490621) | [Valerii Davydenko](https://appshunter.io/developer/1715426541) |

## What reviewers say

### YNAB

[App page](https://appshunter.io/ios/app/ynab/id1010865877)

**Currently charting:** #7 Top Grossing · Finance (US App Store)

This app helps you gain control over your finances by creating a proactive spending plan, paying down debt, and reaching your financial goals. It offers real-time updates for shared plans and securely links to financial accounts for automatic transaction import.

**Highlights:** Proactive spending plan creation, Debt paydown planning, Automatic transaction import, Real-time updates for shared plans, Goal tracking and visualization, Manual transaction entry, Siri integration

**Features:** Apple Watch app, iPhone Duo support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| YNAB Subscription | $14.99 | per month |
| YNAB Subscription | $14.99 | per month |
| YNAB Subscription | $109.00 | per year |
| YNAB Subscription | $109.00 | per year |

**What reviewers like**

- 💰 Helps save money
- 👍 Intuitive and easy to use
- 🚀 Efficient budgeting system
- 🤝 Helpful for couples/families
- 🧠 Changes financial mindset

**What reviewers complain about**

- 🔍 Steep learning curve
- 🔌 Connectivity issues with some banks
- 💰 Expensive subscription
- 🕰️ Reconciliation process could be improved
- 📱 Mobile app lacks some features of web version

**Reported bugs**

- Frequent disconnections from bank accounts
- Syncing issues between mobile and web versions

**Requested features**

- Fortnightly budgeting options
- Improved reporting and analytics
- Ability to upload files/documents
- Undo/redo functionality
- Biometric login for mobile app


### Right Budget

[App page](https://appshunter.io/ios/app/right-budget-money-tracker/id6471476183)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is YNAB free?

YNAB is free to download, with in-app purchases available.

### Is Right Budget free?

Right Budget is free to download, with no in-app purchases.

### Do YNAB or Right Budget have ads?

Neither YNAB nor Right Budget shows ads.

### Which is updated more often, YNAB or Right Budget?

YNAB ships an update weekly, and Right Budget weekly. Most recently, YNAB was updated on November 11, 2026 and Right Budget on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*