# YNAB vs Receipts for YNAB

The clearest difference is review sentiment: YNAB at 51% against Receipts for YNAB's 0%. YNAB also leads on chart position (#6 vs unranked) and iOS requirement (18.0 vs 26.0). Receipts for YNAB's advantage is monetization model (free with in-app purchases vs subscription). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. YNAB sells 4 in-app purchases, starting at $14.99 per month and Receipts for YNAB sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

YNAB ships an update weekly, Receipts for YNAB every 10 days. The most recent releases landed on October 23, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | YNAB | Receipts for YNAB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (62K ratings)](https://appshunter.io/ios/app/ynab/id1010865877/reviews)** | — |
| Number of ratings | **62K** | — |
| Positive reviews | **50.9% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 10 days |
| Monetization | Subscription | **Free with in-app purchases** |
| Best chart rank | **#6** | — |
| Size | 156 MB | 11 MB |
| Requires iOS | **18.0** | 26.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [You Need A Budget LLC](https://appshunter.io/developer/1226490621) | [Eduard Turea](https://appshunter.io/developer/1846735140) |

## What reviewers say

### YNAB

[App page](https://appshunter.io/ios/app/ynab/id1010865877)

**Currently charting:** #6 Top Grossing · Finance (US App Store)

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

**Highlights:** Create and share unlimited spending plans, Automatically import transactions, Manually add transactions, Loan Planner for debt paydown, Visualize progress towards goals, Real-time updates for shared plans

**Features:** Apple Watch app

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| YNAB Subscription | $14.99 | per month |
| YNAB Subscription | $14.99 | per month |
| YNAB Subscription | $109.00 | per year |
| YNAB Subscription | $109.00 | per year |

**What reviewers like**

- 💰 Helps save money
- 👍 Intuitive and easy to use
- 🚀 Efficient budgeting system
- 🤝 Helpful for couples/families
- 🧠 Changes financial mindset

**What reviewers complain about**

- 🔍 Steep learning curve
- 🔌 Connectivity issues with some banks
- 💰 Expensive subscription
- 🕰️ Reconciliation process could be improved
- 📱 Mobile app lacks some features of web version

**Reported bugs**

- Frequent disconnections from bank accounts
- Syncing issues between mobile and web versions

**Requested features**

- Fortnightly budgeting options
- Improved reporting and analytics
- Ability to upload files/documents
- Undo/redo functionality
- Biometric login for mobile app


### Receipts for YNAB

[App page](https://appshunter.io/ios/app/receipts-for-ynab/id6755055273)

Effortlessly scan receipts with AI to extract line items and automatically suggest YNAB category splits. All processing happens on your device for maximum privacy. Sync directly to your YNAB budget with confidence.

**Highlights:** On-device AI receipt scanning, Automatic line item extraction, Suggested YNAB category splits, Direct YNAB integration, Confidence scoring for scans, Offline receipt scanning, Receipt image storage

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Manual – Monthly | $0.99 | per month |
| AI – Monthly | $2.99 | per month |
| Manual – Yearly | $9.99 | per year |
| AI – Yearly | $29.99 | per year |


## Frequently asked questions

### Is YNAB free?

YNAB is free to download, with in-app purchases available.

### Is Receipts for YNAB free?

Receipts for YNAB is free to download, with in-app purchases available.

### Do YNAB or Receipts for YNAB have ads?

Neither YNAB nor Receipts for YNAB shows ads.

### Which is updated more often, YNAB or Receipts for YNAB?

YNAB ships an update weekly, and Receipts for YNAB every 10 days. Most recently, YNAB was updated on October 23, 2026 and Receipts for YNAB on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*