# YNAB vs Qr2u payment scanner

The clearest difference is in-app purchases: Qr2u payment scanner at none against YNAB's 4. Qr2u payment scanner also leads on iOS requirement (15.5 vs 18.0). YNAB's advantage is chart position (#6 vs unranked). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. YNAB sells 4 in-app purchases, starting at $14.99 per month. Qr2u payment scanner asks for nothing beyond the download.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on September 28, 2026 and September 7, 2026 respectively.

## The numbers

| Metric | YNAB | Qr2u payment scanner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (62K ratings)](https://appshunter.io/ios/app/ynab/id1010865877/reviews)** | — |
| Number of ratings | **62K** | — |
| Positive reviews | 51.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Monetization | Subscription | — |
| Best chart rank | **#6** | — |
| Size | 155 MB | 37 MB |
| Requires iOS | 18.0 | **15.5** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [You Need A Budget LLC](https://appshunter.io/developer/1226490621) | [Jade Diabetes Management](https://appshunter.io/developer/1635869552) |

## What reviewers say

### YNAB

[App page](https://appshunter.io/ios/app/ynab/id1010865877)

**Currently charting:** #6 Top Grossing · Finance (US App Store)

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

**Highlights:** Create and share unlimited spending plans, Automatically import transactions, Manually add transactions, Loan Planner for debt paydown, Visualize progress towards goals, Real-time updates for shared plans

**Features:** Apple Watch app

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| YNAB Subscription | $14.99 | per month |
| YNAB Subscription | $14.99 | per month |
| YNAB Subscription | $109.00 | per year |
| YNAB Subscription | $109.00 | per year |

**What reviewers like**

- 💰 Helps save money
- 👍 Intuitive and easy to use
- 🚀 Efficient budgeting system
- 🤝 Helpful for couples/families
- 🧠 Changes financial mindset

**What reviewers complain about**

- 🔍 Steep learning curve
- 🔌 Connectivity issues with some banks
- 💰 Expensive subscription
- 🕰️ Reconciliation process could be improved
- 📱 Mobile app lacks some features of web version

**Reported bugs**

- Frequent disconnections from bank accounts
- Syncing issues between mobile and web versions

**Requested features**

- Fortnightly budgeting options
- Improved reporting and analytics
- Ability to upload files/documents
- Undo/redo functionality
- Biometric login for mobile app


### Qr2u payment scanner

[App page](https://appshunter.io/ios/app/qr2u-payment-scanner/id6767209341)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is YNAB free?

YNAB is free to download, with in-app purchases available.

### Is Qr2u payment scanner free?

Qr2u payment scanner is free to download, with no in-app purchases.

### Do YNAB or Qr2u payment scanner have ads?

Neither YNAB nor Qr2u payment scanner shows ads.

### Which is updated more often, YNAB or Qr2u payment scanner?

YNAB ships an update weekly, and Qr2u payment scanner weekly. Most recently, YNAB was updated on September 28, 2026 and Qr2u payment scanner on September 7, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*