# YNAB vs Budget Atlas

The clearest difference is chart position: YNAB at #4 against Budget Atlas's unranked. Budget Atlas's advantage is iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. YNAB sells 4 in-app purchases, starting at $14.99 per month and Budget Atlas sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

## The numbers

| Metric | YNAB | Budget Atlas |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (62K ratings)](https://appshunter.io/ios/app/ynab/id1010865877/reviews)** | — |
| Number of ratings | **62K** | — |
| Positive reviews | 51.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | — |
| Monetization | Free with in-app purchases | — |
| Best chart rank | **#4** | — |
| Size | 157 MB | 44 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | +4 | 4+ |
| Developer | [You Need A Budget LLC](https://appshunter.io/developer/1226490621) | [Pradap Pandiyan](https://appshunter.io/developer/1833284936) |

## What reviewers say

### YNAB

[App page](https://appshunter.io/ios/app/ynab/id1010865877)

**Currently charting:** #4 Top Grossing · Finance (US App Store)

This app helps you gain control over your finances by creating a proactive spending plan, paying down debt, and reaching your financial goals. It offers real-time updates for shared plans and securely links to financial accounts for automatic transaction import.

**Highlights:** Proactive spending plan creation, Debt paydown planning, Automatic transaction import, Real-time updates for shared plans, Goal tracking and visualization, Manual transaction entry, Siri integration

**Features:** Apple Watch app, iPhone Duo support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| YNAB Subscription | $14.99 | per month |
| YNAB Subscription | $14.99 | per month |
| YNAB Subscription | $109.00 | per year |
| YNAB Subscription | $109.00 | per year |

**What reviewers like**

- 💰 Helps save money
- 👍 Intuitive and easy to use
- 🚀 Efficient budgeting system
- 🤝 Helpful for couples/families
- 🧠 Changes financial mindset

**What reviewers complain about**

- 🔍 Steep learning curve
- 🔌 Connectivity issues with some banks
- 💰 Expensive subscription
- 🕰️ Reconciliation process could be improved
- 📱 Mobile app lacks some features of web version

**Reported bugs**

- Frequent disconnections from bank accounts
- Syncing issues between mobile and web versions

**Requested features**

- Fortnightly budgeting options
- Improved reporting and analytics
- Ability to upload files/documents
- Undo/redo functionality
- Biometric login for mobile app


### Budget Atlas

[App page](https://appshunter.io/ios/app/budget-atlas/id6801154973)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $4.99 | per month |
| Family Monthly | $14.99 | per month |
| Premium Yearly | $49.99 | per year |
| Family Yearly | $149.99 | per year |


## Frequently asked questions

### Is YNAB free?

YNAB is free to download, with in-app purchases available.

### Is Budget Atlas free?

Budget Atlas is free to download, with in-app purchases available.

### Do YNAB or Budget Atlas have ads?

Neither YNAB nor Budget Atlas shows ads.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*