# YNAB vs Barber Money

The clearest difference is monetization model: Barber Money at freemium against YNAB's subscription. Barber Money also leads on rating (5.0 vs 4.8) and iOS requirement (15.1 vs 18.0). YNAB's advantage is ratings volume (62K vs 1) and chart position (#4 vs unranked). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. YNAB sells 4 in-app purchases, starting at $14.99 per month and Barber Money sells 2 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.

Barber Money holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: YNAB has 62K ratings behind it against 1, so its average is the more settled of the two.

## The numbers

| Metric | YNAB | Barber Money |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (62K ratings)](https://appshunter.io/ios/app/ynab/id1010865877/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/barber-money/id6809052407/reviews)** |
| Number of ratings | **62K** | 1 |
| Positive reviews | 51.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | — |
| Monetization | Subscription | **Freemium** |
| Best chart rank | **#4** | — |
| Size | 157 MB | 48 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [You Need A Budget LLC](https://appshunter.io/developer/1226490621) | [felix urban](https://appshunter.io/developer/6809052409) |

## What reviewers say

### YNAB

[App page](https://appshunter.io/ios/app/ynab/id1010865877)

**Currently charting:** #4 Top Grossing · Finance (US App Store)

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

**Highlights:** Create and share unlimited spending plans, Automatically import transactions, Manually add transactions, Loan Planner for debt paydown, Visualize progress towards goals, Real-time updates for shared plans

**Features:** Apple Watch app, iPhone Duo support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| YNAB Subscription | $14.99 | per month |
| YNAB Subscription | $14.99 | per month |
| YNAB Subscription | $109.00 | per year |
| YNAB Subscription | $109.00 | per year |

**What reviewers like**

- 💰 Helps save money
- 👍 Intuitive and easy to use
- 🚀 Efficient budgeting system
- 🤝 Helpful for couples/families
- 🧠 Changes financial mindset

**What reviewers complain about**

- 🔍 Steep learning curve
- 🔌 Connectivity issues with some banks
- 💰 Expensive subscription
- 🕰️ Reconciliation process could be improved
- 📱 Mobile app lacks some features of web version

**Reported bugs**

- Frequent disconnections from bank accounts
- Syncing issues between mobile and web versions

**Requested features**

- Fortnightly budgeting options
- Improved reporting and analytics
- Ability to upload files/documents
- Undo/redo functionality
- Biometric login for mobile app


### Barber Money

[App page](https://appshunter.io/ios/app/barber-money/id6809052407)

A financial tracker designed for independent barbers to manage income, expenses, and client data. It helps users understand their business finances, plan for taxes and savings, and set income goals.

**Highlights:** Track income, tips, and expenses, Organize expenses by category, Set recurring expenses, Estimate taxes and savings, Create income goals, Export transaction history

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Barber Money Pro Monthly | $7.99 | per month |
| Barber Money Pro Annual | $59.99 | per year |


## Frequently asked questions

### Is YNAB free?

YNAB is free to download, with in-app purchases available.

### Is Barber Money free?

Barber Money is free to download, with in-app purchases available.

### Which has better reviews, YNAB or Barber Money?

Barber Money is rated higher. YNAB averages 4.8 out of 5 from 62K ratings, while Barber Money averages 5.0 from 1 ratings.

### Do YNAB or Barber Money have ads?

Neither YNAB nor Barber Money shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*