# m vs m

The clearest difference is update cadence: m at monthly against m's every 3 months. m's advantage is review sentiment (45% vs 36%). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for m against 4.8 for m. Both are backed by a comparable volume of ratings — 1.2K and 1K respectively. Written reviews are what separate them: 45% of m's written reviews are positive against 36% of m's.

m ships an update every 3 months, m monthly. The most recent releases landed on September 28, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | m | m |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.2K ratings)](https://appshunter.io/ios/app/m-ba/id1011241697/reviews) | [4.8 (1K ratings)](https://appshunter.io/ios/app/m-zaba/id1436818157/reviews) |
| Number of ratings | **1.2K** | 1K |
| Positive reviews | **45.2% of reviews** | 36.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Free | Free |
| Size | 453 MB | 500 MB |
| Requires iOS | 15.0 | 15 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UniCredit Bank d.d. (BiH)](https://appshunter.io/developer/1011241696) | [Zagrebačka banka d.d.](https://appshunter.io/developer/1436818156) |

## What reviewers say

### m

[App page](https://appshunter.io/ios/app/m-ba/id1011241697)

Manage your finances on the go with this mobile banking app. Check balances, pay bills, transfer funds, and manage cards. It offers secure login, contactless payments, and budgeting tools for complete financial oversight.

**Highlights:** Account balance and transaction overview, Bill payments, International payments, Card management and limits, Contactless payments with Apple Pay, Biometric login, Personal finance manager

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent app
- 👍 Functional and simple
- 👍 Best mobile banking app in BiH
- 👍 Great app, works well
- 👍 Improved with each update

**What reviewers complain about**

- 🐛 Inaccurate transaction confirmations
- 🐛 Inconsistent app behavior across devices
- 🐛 Outdated and confusing UI
- 🐛 Slow app performance
- 🐛 Unreliable account balance information

**Reported bugs**

- App crashes on iPhone 8+
- NFC payments not working
- Widget functionality lost

**Requested features**

- Add Apple Pay support
- Implement dark theme
- Improve transaction categorization
- Introduce 24/7 fund transfers
- Provide an easily accessible exchange rate list


### m

[App page](https://appshunter.io/ios/app/m-zaba/id1436818157)

Manage your finances from anywhere with this comprehensive mobile banking app. Pay bills, transfer money, check balances, apply for loans, and even trade stocks. Secure and user-friendly, it puts financial control in your pocket.

**Highlights:** Pay bills via m-foto pay, Transfer money with IziPay, Check account balances and transactions, Apply for cash and housing loans, Trade shares in investment funds, Manage credit cards and limits, Pay for parking

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent service
- 👍 Easy to use credit cards
- 👍 Simple and easy
- 👍 Bills paid in seconds
- 👍 Excellent service

**What reviewers complain about**

- 🐛 Biometry activation bug
- 🐛 App not working on iOS 16.3.1
- 🐛 App no longer working with new iOS on iPhone 14
- 🐛 Blocked after update, new version is terrible
- 🐛 Outdated, unintuitive, and cluttered UI

**Reported bugs**

- Biometry activation bug
- App not working on iOS 16.3.1
- App no longer working with new iOS on iPhone 14
- Blocked after update, new version is terrible

**Requested features**

- Enable changing dates for previous transactions
- Add Apple Pay support
- Improve Face ID/Touch ID integration
- Allow transferring money between Euro and Kuna accounts


## Frequently asked questions

### Is m free?

m is free to download, with no in-app purchases.

### Is m free?

m is free to download, with no in-app purchases.

### Which has better reviews, m or m?

m and m are both rated 4.8 out of 5 on the App Store, from 1.2K and 1K ratings respectively.

### Do m or m have ads?

Neither m nor m shows ads.

### Which is updated more often, m or m?

m ships an update every 3 months, and m monthly. Most recently, m was updated on September 28, 2026 and m on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*