# m vs Raiffeisen Mobile Token

The clearest difference is rating: m at 4.8 against Raiffeisen Mobile Token's 1.0. m also leads on ratings volume (1.2K vs 1) and update cadence (every 3 months vs every 7 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

m holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: m has 1.2K ratings behind it against 1, so its average is the more settled of the two.

m ships an update every 3 months, Raiffeisen Mobile Token every 7 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | m | Raiffeisen Mobile Token |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.2K ratings)](https://appshunter.io/ios/app/m-ba/id1011241697/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/raiffeisen-mobile-token/id6745598669/reviews) |
| Number of ratings | **1.2K** | 1 |
| Positive reviews | 45.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 7 months |
| Monetization | Free | Free |
| Size | 453 MB | 40 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UniCredit Bank d.d. (BiH)](https://appshunter.io/developer/1011241696) | [Raiffeisen bank dd Bosna i Hercegovina](https://appshunter.io/developer/674466935) |

## What reviewers say

### m

[App page](https://appshunter.io/ios/app/m-ba/id1011241697)

Manage your finances on the go with this mobile banking app. Check balances, pay bills, transfer funds, and manage cards. It offers secure login, contactless payments, and budgeting tools for complete financial oversight.

**Highlights:** Account balance and transaction overview, Bill payments, International payments, Card management and limits, Contactless payments with Apple Pay, Biometric login, Personal finance manager

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent app
- 👍 Functional and simple
- 👍 Best mobile banking app in BiH
- 👍 Great app, works well
- 👍 Improved with each update

**What reviewers complain about**

- 🐛 Inaccurate transaction confirmations
- 🐛 Inconsistent app behavior across devices
- 🐛 Outdated and confusing UI
- 🐛 Slow app performance
- 🐛 Unreliable account balance information

**Reported bugs**

- App crashes on iPhone 8+
- NFC payments not working
- Widget functionality lost

**Requested features**

- Add Apple Pay support
- Implement dark theme
- Improve transaction categorization
- Introduce 24/7 fund transfers
- Provide an easily accessible exchange rate list


### Raiffeisen Mobile Token

[App page](https://appshunter.io/ios/app/raiffeisen-mobile-token/id6745598669)

This mobile token app enhances online banking security for businesses by generating one-time passwords for login and transaction authorization. It offers a convenient, cost-effective, and user-friendly alternative to physical security devices.

**Highlights:** Secure login with one-time passwords, Transaction authorization codes, Convenient mobile access, Enhanced security against fraud, User-friendly interface, Cost-effective alternative to physical tokens

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is m free?

m is free to download, with no in-app purchases.

### Is Raiffeisen Mobile Token free?

Raiffeisen Mobile Token is free to download, with no in-app purchases.

### Which has better reviews, m or Raiffeisen Mobile Token?

m is rated higher. m averages 4.8 out of 5 from 1.2K ratings, while Raiffeisen Mobile Token averages 1.0 from 1 ratings.

### Do m or Raiffeisen Mobile Token have ads?

Neither m nor Raiffeisen Mobile Token shows ads.

### Which is updated more often, m or Raiffeisen Mobile Token?

m ships an update every 3 months, and Raiffeisen Mobile Token every 7 months. Most recently, m was updated on November 1, 2026 and Raiffeisen Mobile Token on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*