# BDCU Mobile vs Financial Horizons CU

BDCU Mobile and Financial Horizons CU both sit at 4.8 stars, but that hides the real split: 53% of BDCU Mobile's written reviews are positive against 14% of Financial Horizons CU's. BDCU Mobile also leads on monetization model (free vs free with in-app purchases). Financial Horizons CU's advantage is ads (none vs shown). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for BDCU Mobile against 4.7 for Financial Horizons CU. Both are backed by a comparable volume of ratings — 1.3K and 527 respectively. Written reviews are what separate them: 53% of BDCU Mobile's written reviews are positive against 14% of Financial Horizons CU's.

BDCU Mobile ships an update every 4 months, Financial Horizons CU every 5 months. The most recent releases landed on October 29, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | BDCU Mobile | Financial Horizons CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/bdcu-mobile/id1011291539/reviews)** | [4.7 (527 ratings)](https://appshunter.io/ios/app/financial-horizons-cu/id1107602738/reviews) |
| Number of ratings | **1.3K** | 527 |
| Positive reviews | **53.3% of reviews** | 14.3% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 4 months** | Every 5 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 153 MB | 115 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Boulder Dam Credit Union](https://appshunter.io/developer/1011291538) | [Financial Horizons Credit Union](https://appshunter.io/developer/1107602737) |

## What reviewers say

### BDCU Mobile

[App page](https://appshunter.io/ios/app/bdcu-mobile/id1011291539)

Manage your finances on the go with this mobile banking solution. Securely access account balances, review transactions, transfer funds, pay bills, and deposit checks using your device's camera. Send money to friends and family with ease.

**Highlights:** View account balances, Review transaction history, Transfer funds, Make loan and credit card payments, Pay bills, Deposit checks remotely, Send money to others

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Great mobile banking app
- 👍 Wonderful, helpful employees
- 👍 Constantly improving with new features

**What reviewers complain about**

- 🐛 App crashes and gives errors
- 🐛 Incompatible with older devices
- 🔒 Excessive security checks after login
- 🔋 High battery consumption

**Reported bugs**

- Login screen freezes
- Unable to access account due to validation issues

**Requested features**

- Streamline security checks
- Improve app reliability and stability
- Ensure compatibility with older devices


### Financial Horizons CU

[App page](https://appshunter.io/ios/app/financial-horizons-cu/id1107602738)

Access your credit union accounts conveniently from your mobile device.  Easily check balances, transfer funds, pay bills, and deposit checks securely.

**Highlights:** Check account balances, Transfer funds, Pay bills, Deposit checks, Secure mobile access

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BDCU Mobile free?

BDCU Mobile is free to download, with no in-app purchases.

### Is Financial Horizons CU free?

Financial Horizons CU is free to download, with no in-app purchases.

### Which has better reviews, BDCU Mobile or Financial Horizons CU?

BDCU Mobile is rated higher. BDCU Mobile averages 4.8 out of 5 from 1.3K ratings, while Financial Horizons CU averages 4.7 from 527 ratings.

### Do BDCU Mobile or Financial Horizons CU have ads?

BDCU Mobile shows ads; Financial Horizons CU does not.

### Which is updated more often, BDCU Mobile or Financial Horizons CU?

BDCU Mobile ships an update every 4 months, and Financial Horizons CU every 5 months. Most recently, BDCU Mobile was updated on October 29, 2026 and Financial Horizons CU on November 1, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*