# BDCU Mobile vs Plus Credit Union

BDCU Mobile and Plus Credit Union both sit at 4.8 stars, but that hides the real split: 100% of Plus Credit Union's written reviews are positive against 53% of BDCU Mobile's. Plus Credit Union also leads on ads (none vs shown) and update cadence (monthly vs every 4 months). BDCU Mobile's advantage is iOS requirement (15.0 vs 18.4). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for BDCU Mobile against 4.8 for Plus Credit Union. Both are backed by a comparable volume of ratings — 1.3K and 588 respectively. Written reviews are what separate them: 53% of BDCU Mobile's written reviews are positive against 100% of Plus Credit Union's.

BDCU Mobile ships an update every 4 months, Plus Credit Union monthly. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | BDCU Mobile | Plus Credit Union |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.3K ratings)](https://appshunter.io/ios/app/bdcu-mobile/id1011291539/reviews) | **[4.8 (588 ratings)](https://appshunter.io/ios/app/plus-credit-union-pluslive/id6484320073/reviews)** |
| Number of ratings | **1.3K** | 588 |
| Positive reviews | 53.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free | Free |
| Size | 153 MB | 198 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Boulder Dam Credit Union](https://appshunter.io/developer/1011291538) | [Plus Credit Union](https://appshunter.io/developer/540766011) |

## What reviewers say

### BDCU Mobile

[App page](https://appshunter.io/ios/app/bdcu-mobile/id1011291539)

Manage your finances on the go with this mobile banking solution. Securely access account balances, review transactions, transfer funds, pay bills, and deposit checks using your device's camera. Send money to friends and family with ease.

**Highlights:** View account balances, Review transaction history, Transfer funds, Make loan and credit card payments, Pay bills, Deposit checks remotely, Send money to others

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Great mobile banking app
- 👍 Wonderful, helpful employees
- 👍 Constantly improving with new features

**What reviewers complain about**

- 🐛 App crashes and gives errors
- 🐛 Incompatible with older devices
- 🔒 Excessive security checks after login
- 🔋 High battery consumption

**Reported bugs**

- Login screen freezes
- Unable to access account due to validation issues

**Requested features**

- Streamline security checks
- Improve app reliability and stability
- Ensure compatibility with older devices


### Plus Credit Union

[App page](https://appshunter.io/ios/app/plus-credit-union-pluslive/id6484320073)

Manage your finances conveniently and securely. Organize transactions with tags and photos, set balance alerts, and make payments. Deposit checks instantly, reorder or disable debit cards, and find nearby branches and ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments to companies and friends, Transfer money between accounts, Deposit checks via photo, Reorder or turn off debit cards, View and save monthly statements, Find branches and ATMs, Secure with passcode or biometrics

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is BDCU Mobile free?

BDCU Mobile is free to download, with no in-app purchases.

### Is Plus Credit Union free?

Plus Credit Union is free to download, with no in-app purchases.

### Which has better reviews, BDCU Mobile or Plus Credit Union?

Plus Credit Union is rated higher. BDCU Mobile averages 4.8 out of 5 from 1.3K ratings, while Plus Credit Union averages 4.8 from 588 ratings.

### Do BDCU Mobile or Plus Credit Union have ads?

BDCU Mobile shows ads; Plus Credit Union does not.

### Which is updated more often, BDCU Mobile or Plus Credit Union?

BDCU Mobile ships an update every 4 months, and Plus Credit Union monthly. Most recently, BDCU Mobile was updated on October 29, 2026 and Plus Credit Union on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*