# Island Mobile Banking vs Split N Tip Calc

Island Mobile Banking and Split N Tip Calc both sit at 4.8 stars, but that hides the real split: 100% of Split N Tip Calc's written reviews are positive against 35% of Island Mobile Banking's. Split N Tip Calc also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). Island Mobile Banking's advantage is ratings volume (3.2K vs 5) and device support (3 vs 1). On price, rating and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Split N Tip Calc holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Island Mobile Banking has 3.2K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 35% of Island Mobile Banking's written reviews are positive against 100% of Split N Tip Calc's.

Island Mobile Banking ships an update every 4 months, Split N Tip Calc every 6 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Island Mobile Banking | Split N Tip Calc |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (3.2K ratings)](https://appshunter.io/ios/app/island-mobile-banking/id1012549878/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/split-n-tip-calc/id6744050869/reviews)** |
| Number of ratings | **3.2K** | 5 |
| Positive reviews | 34.8% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Every 6 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 160 MB | 1 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Island Federal Credit Union](https://appshunter.io/developer/1012549877) | [Hana Kastrati](https://appshunter.io/developer/1805769910) |

## What reviewers say

### Island Mobile Banking

[App page](https://appshunter.io/ios/app/island-mobile-banking/id1012549878)

Manage your finances securely and conveniently on the go. Check balances, pay bills, transfer funds, and deposit checks remotely. Locate nearby ATMs and branches with ease.

**Highlights:** Check account balances, Pay bills, Transfer funds, Deposit checks remotely, ATM and branch locator

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Split N Tip Calc

[App page](https://appshunter.io/ios/app/split-n-tip-calc/id6744050869)

Effortlessly calculate tips and divide bills among friends. Offers instant tip suggestions, customizable defaults, and a simple interface for stress-free dining expenses.

**Highlights:** Instant tip suggestions, Split bills among friends, Customizable default tip percentage, Dark mode compatibility, Variety of color themes

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Island Mobile Banking free?

Island Mobile Banking is free to download, with no in-app purchases.

### Is Split N Tip Calc free?

Split N Tip Calc is free to download, with no in-app purchases.

### Which has better reviews, Island Mobile Banking or Split N Tip Calc?

Split N Tip Calc is rated higher. Island Mobile Banking averages 4.8 out of 5 from 3.2K ratings, while Split N Tip Calc averages 5.0 from 5 ratings.

### Do Island Mobile Banking or Split N Tip Calc have ads?

Island Mobile Banking shows ads; Split N Tip Calc does not.

### Which is updated more often, Island Mobile Banking or Split N Tip Calc?

Island Mobile Banking ships an update every 4 months, and Split N Tip Calc every 6 weeks. Most recently, Island Mobile Banking was updated on October 26, 2026 and Split N Tip Calc on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*