# 网商银行 vs 360你财富

The clearest difference is rating: 360你财富 at 4.4 against 网商银行's 2.5. 网商银行's advantage is ads (none vs shown) and update cadence (fortnightly vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

360你财富 holds the better App Store score, 4.4 against 2.5. That said, the two scores are not equally well evidenced: 网商银行 has 46 ratings behind it against 9, so its average is the more settled of the two.

网商银行 ships an update fortnightly, 360你财富 every 2 months. Both last shipped on October 29, 2026.

## The numbers

| Metric | 网商银行 | 360你财富 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.5 (46 ratings)](https://appshunter.io/ios/app/id1012867463/reviews) | **[4.4 (9 ratings)](https://appshunter.io/ios/app/360/id1026789253/reviews)** |
| Number of ratings | **46** | 9 |
| Positive reviews | 64.9% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | **Free** | Ad-supported |
| Size | 226 MB | 89 MB |
| Requires iOS | 13 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Zhejiang E-Commerce Bank Co.Ltd](https://appshunter.io/developer/1012867462) | [北京你财富计算机科技有限公司](https://appshunter.io/developer/1116038167) |

## What reviewers say

### 网商银行

[App page](https://appshunter.io/ios/app/id1012867463)

This internet bank offers efficient and convenient financial services, aiming to support the real economy and practice inclusive finance. It provides a one-stop platform for loans, wealth management, and bank deposits.

**Highlights:** Loan services, Wealth management, Bank deposits, Efficient financial services, Convenient platform

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 360你财富

[App page](https://appshunter.io/ios/app/360/id1026789253)

This platform offers a range of financial products including bank deposits and fund investments. It provides options for flexible withdrawals, high interest rates, and a wide selection of funds with professional team support. Security and user account protection are emphasized.

**Highlights:** Bank deposit products, Fund investment options, Flexible withdrawals, High interest rates, Professional financial team, Account security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 网商银行 free?

网商银行 is free to download, with no in-app purchases.

### Is 360你财富 free?

360你财富 is free to download, with no in-app purchases.

### Which has better reviews, 网商银行 or 360你财富?

360你财富 is rated higher. 网商银行 averages 2.5 out of 5 from 46 ratings, while 360你财富 averages 4.4 from 9 ratings.

### Do 网商银行 or 360你财富 have ads?

360你财富 shows ads; 网商银行 does not.

### Which is updated more often, 网商银行 or 360你财富?

网商银行 ships an update fortnightly, and 360你财富 every 2 months. Most recently, 网商银行 was updated on October 29, 2026 and 360你财富 on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*