# 贷款计算器 vs 计算器

The clearest difference is in-app purchases: 贷款计算器 at none against 计算器's 2. 贷款计算器 also leads on ads (none vs shown) and iOS requirement (8.0 vs 15.6). 计算器's advantage is update cadence (every 2 months vs every 57 months) and review sentiment (35% vs 15%). On price and device support there is nothing between them.

Both are free to download. 计算器 sells 2 one-off in-app purchases. 贷款计算器 asks for nothing beyond the download.

贷款计算器 ships an update every 57 months, 计算器 every 2 months. The most recent releases landed on October 12, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | 贷款计算器 | 计算器 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.7 (829 ratings)](https://appshunter.io/ios/app/id1265739545/reviews)** |
| Number of ratings | — | **829** |
| Positive reviews | 15.0% of reviews | **35.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 57 months | **Every 2 months** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 28 MB | 110 MB |
| Requires iOS | **8.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Shanghai Yuanlai Infomation Technology Co., Ltd.](https://appshunter.io/developer/958193889) | [清龙 李](https://appshunter.io/developer/1226266031) |

## What reviewers say

### 贷款计算器

[App page](https://appshunter.io/ios/app/and/id1014244680)

This tool simplifies loan calculations for various types, including housing, car, and consumer loans. It handles different repayment methods and loan combinations, providing clear repayment plans. It's designed to be a helpful assistant for professionals and individuals alike.

**Highlights:** Calculates housing, car, and consumer loans, Supports various repayment methods (e.g., equal principal and interest, equal principal), Handles provident fund, commercial, and combined loans, Provides clear repayment plans, Adapts to bank interest rate changes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 计算器

[App page](https://appshunter.io/ios/app/id1265739545)

This comprehensive calculator app offers a wide range of tools, including basic and scientific calculations, currency conversion, loan and tax calculators, and unit conversions. It simplifies complex calculations and conversions with an intuitive interface and voice input support.

**Highlights:** Basic and scientific calculator with voice input, Real-time currency conversion for over 160 countries, Loan calculator for commercial, provident fund, and combined loans, Tax calculator for salary, year-end bonuses, and labor remuneration, Date and unit conversion tools, Number system conversion (binary, octal, decimal, hexadecimal)

**Features:** Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 赞助去广告 | $3.99 | one-time |
| 赞助 | $14.99 | one-time |

**What reviewers like**

- 🚀 Efficient and fast
- 💡 Useful features
- 👍 Good user experience

**What reviewers complain about**

- 🐛 Bugs and glitches
- 🔍 Difficult to find ad close buttons
- 🔋 High ad frequency

**Reported bugs**

- Inaccurate real-time exchange rates
- Calculation errors for large numbers
- Sudden disappearance of split mode

**Requested features**

- Add option to disable ads for paid users
- Improve historical calculation record feature
- Add support for traditional Chinese language


## Frequently asked questions

### Is 贷款计算器 free?

贷款计算器 is free to download, with no in-app purchases.

### Is 计算器 free?

计算器 is free to download, with in-app purchases available.

### Do 贷款计算器 or 计算器 have ads?

计算器 shows ads; 贷款计算器 does not.

### Which is updated more often, 贷款计算器 or 计算器?

贷款计算器 ships an update every 57 months, and 计算器 every 2 months. Most recently, 贷款计算器 was updated on October 12, 2026 and 计算器 on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*