# 贷款计算器 vs 试卷宝

The clearest difference is review sentiment: 试卷宝 at 66% against 贷款计算器's 15%. 试卷宝 also leads on update cadence (every 3 weeks vs every 57 months). 贷款计算器's advantage is in-app purchases (none vs 21) and ads (none vs shown). On price and device support there is nothing between them.

Both are free to download. 试卷宝 sells 18 in-app purchases, starting at $0.99 per month. 贷款计算器 asks for nothing beyond the download.

贷款计算器 ships an update every 57 months, 试卷宝 every 3 weeks. The most recent releases landed on August 20, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | 贷款计算器 | 试卷宝 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (262 ratings)](https://appshunter.io/ios/app/id1497704413/reviews)** |
| Number of ratings | — | **262** |
| Positive reviews | 15.0% of reviews | **65.8% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 57 months | **Every 3 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 28 MB | 330 MB |
| Requires iOS | **8.0** | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Shanghai Yuanlai Infomation Technology Co., Ltd.](https://appshunter.io/developer/958193889) | [Danatech Inc.](https://appshunter.io/developer/1024936664) |

## What reviewers say

### 贷款计算器

[App page](https://appshunter.io/ios/app/and/id1014244680)

This tool simplifies loan calculations for various types, including housing, car, and consumer loans. It handles different repayment methods and loan combinations, providing clear repayment plans. It's designed to be a helpful assistant for professionals and individuals alike.

**Highlights:** Calculates housing, car, and consumer loans, Supports various repayment methods (e.g., equal principal and interest, equal principal), Handles provident fund, commercial, and combined loans, Provides clear repayment plans, Adapts to bank interest rate changes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 试卷宝

[App page](https://appshunter.io/ios/app/id1497704413)

This app helps you digitize and organize study materials. It can remove handwriting from scanned papers, create digital notebooks of incorrect answers, and even generate custom practice tests based on your mistakes. Easily convert documents to Word and share them.

**Highlights:** Remove handwriting from scanned papers, Create digital error notebooks, Generate custom practice tests, Convert scanned papers to Word, Organize and store study materials, Direct printing of practice tests

**Features:** Vision Pro support

**In-app purchases (18)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 试卷宝8GB容量套餐连续包月 | $0.99 | per month |
| 连续包月 | $2.49 | per month |
| 试卷宝连续订阅月卡 | $2.49 | per month |
| 爱作业试卷宝连续订阅月卡 | $2.99 | per month |
| 试卷宝连续订阅月卡 | $3.99 | per month |
| 试卷宝SVIP连续包月 | $3.99 | per month |
| 试卷宝8GB容量套餐连续包年 | $6.99 | per year |
| 连续包季 | $7.49 | per 3 months |
| 连续包年 | $23.99 | per year |
| 年度VIP会员 | $23.99 | per year |
| 试卷宝连续订阅年卡 | $24.99 | per year |
| 试卷宝SVIP连续包年 | $39.99 | per year |
| 试卷宝升级1个月SVIP | $1.99 | one-time |
| 试卷宝真题会员 | $7.99 | one-time |
| 试卷宝真题会员 | $9.99 | one-time |
| 试卷宝升级24个月SVIP | $29.99 | one-time |
| 试卷宝升级36个月SVIP | $39.99 | one-time |
| 试卷宝12个月SVIP会员 | $49.99 | one-time |


## Frequently asked questions

### Is 贷款计算器 free?

贷款计算器 is free to download, with no in-app purchases.

### Is 试卷宝 free?

试卷宝 is free to download, with in-app purchases available.

### Do 贷款计算器 or 试卷宝 have ads?

试卷宝 shows ads; 贷款计算器 does not.

### Which is updated more often, 贷款计算器 or 试卷宝?

贷款计算器 ships an update every 57 months, and 试卷宝 every 3 weeks. Most recently, 贷款计算器 was updated on August 20, 2026 and 试卷宝 on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*