# ThriventCU Legacy vs Thrivent RCD

The clearest difference is review sentiment: ThriventCU Legacy at 88% against Thrivent RCD's 0%. ThriventCU Legacy also leads on ratings volume (2.3K vs 8) and rating (4.8 vs 4.5). Thrivent RCD's advantage is iOS requirement (10.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ThriventCU Legacy holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: ThriventCU Legacy has 2.3K ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 88% of ThriventCU Legacy's written reviews are positive against 0% of Thrivent RCD's.

ThriventCU Legacy ships an update every 3 months, Thrivent RCD every 9 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | ThriventCU Legacy | Thrivent RCD |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.3K ratings)](https://appshunter.io/ios/app/thriventcu-legacy/id1014986651/reviews)** | [4.5 (8 ratings)](https://appshunter.io/ios/app/thrivent-rcd/id1471674084/reviews) |
| Number of ratings | **2.3K** | 8 |
| Positive reviews | **87.9% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 9 months |
| Monetization | Free | Free |
| Size | 104 MB | 74 MB |
| Requires iOS | 17.0 | **10.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Thrivent Bank](https://appshunter.io/developer/762643412) | [Thrivent Financial For Lutherans](https://appshunter.io/developer/1437846248) |

## What reviewers say

### ThriventCU Legacy

[App page](https://appshunter.io/ios/app/thriventcu-legacy/id1014986651)

Manage your finances on the go with this mobile banking application. Review account balances and transaction history, transfer funds, deposit checks remotely, and pay bills conveniently from your device.

**Highlights:** Review account balance and history, Make fund transfers, Deposit checks remotely, Pay bills, Edit scheduled payments

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient mobile check deposit
- 🔒 Secure with fingerprint login
- 💡 Great features like mobile bill pay
- 👍 Straightforward and intuitive app design

**What reviewers complain about**

- 🐛 Issues with mobile check deposit (blurry images, multiple retakes)
- 🔍 Limited functionality compared to website (no external transfers)

**Reported bugs**

- Mobile check deposit not working reliably
- Log Off icon moved to less accessible location

**Requested features**

- Add ability to transfer to external accounts
- Improve mobile check deposit process with auto-focus and auto-capture
- Add option to add notes/memos to mobile check deposits


### Thrivent RCD

[App page](https://appshunter.io/ios/app/thrivent-rcd/id1471674084)

This app allows financial professionals to securely transmit check payments for various Thrivent products, including life, health, annuity, and mutual funds. It also facilitates check payments for financial plans directly from a mobile device.

**Highlights:** Transmit check payments, Supports life, health, annuity, and mutual funds, Accepts payments for financial plans, Mobile check capture, Secure transmission

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ThriventCU Legacy free?

ThriventCU Legacy is free to download, with no in-app purchases.

### Is Thrivent RCD free?

Thrivent RCD is free to download, with no in-app purchases.

### Which has better reviews, ThriventCU Legacy or Thrivent RCD?

ThriventCU Legacy is rated higher. ThriventCU Legacy averages 4.8 out of 5 from 2.3K ratings, while Thrivent RCD averages 4.5 from 8 ratings.

### Do ThriventCU Legacy or Thrivent RCD have ads?

Neither ThriventCU Legacy nor Thrivent RCD shows ads.

### Which is updated more often, ThriventCU Legacy or Thrivent RCD?

ThriventCU Legacy ships an update every 3 months, and Thrivent RCD every 9 months. Most recently, ThriventCU Legacy was updated on November 6, 2026 and Thrivent RCD on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*