# GAB PESA vs SC Mobile Kenya

The clearest difference is review sentiment: SC Mobile Kenya at 44% against GAB PESA's 0%. SC Mobile Kenya also leads on rating (4.8 vs 3.5) and ratings volume (764 vs 4). GAB PESA's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SC Mobile Kenya holds the better App Store score, 4.8 against 3.5. That said, the two scores are not equally well evidenced: SC Mobile Kenya has 764 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 0% of GAB PESA's written reviews are positive against 44% of SC Mobile Kenya's.

GAB PESA ships an update every 5 months, SC Mobile Kenya every 6 weeks. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | GAB PESA | SC Mobile Kenya |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (4 ratings)](https://appshunter.io/ios/app/gab-pesa/id1014999989/reviews) | **[4.8 (764 ratings)](https://appshunter.io/ios/app/sc-mobile-kenya/id1114731584/reviews)** |
| Number of ratings | 4 | **764** |
| Positive reviews | 0.0% of reviews | **44.1% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 5 months | **Every 6 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 19 MB | 154 MB |
| Requires iOS | **11.0** | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [GulfAfrican Bank Ltd](https://appshunter.io/developer/1441634365) | [Standard Chartered Bank](https://appshunter.io/developer/367337301) |

## What reviewers say

### GAB PESA

[App page](https://appshunter.io/ios/app/gab-pesa/id1014999989)

Manage your finances on the go with this mobile banking app. Check balances, transfer funds between accounts or to mobile money services, pay bills, and top up airtime. Access mini statements, forex rates, and locate bank services.

**Highlights:** Balance enquiry, Funds transfer (various types), Mpesa transactions, Airtime top-ups, PesaLink services, Utility payments, Mini statements

**Features:** macOS Compatibility

**In-app purchases:** none


### SC Mobile Kenya

[App page](https://appshunter.io/ios/app/sc-mobile-kenya/id1114731584)

Manage your finances and perform banking transactions from your mobile device. Open accounts, transfer funds, pay bills, and invest in wealth management products. Access over 70 banking services conveniently from anywhere.

**Highlights:** Open accounts in minutes, Save and resume applications, View and manage finances, Transfer funds locally and internationally, Pay utility bills and KRA taxes, Buy, sell, and track investment portfolios, Access insurance services

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Seamless and convenient user experience
- 📱 Access to all accounts at fingertips
- 🔒 Strong security and privacy features
- 💼 Wide range of transaction capabilities
- ⏰ Continuous app improvements over time

**What reviewers complain about**

- 🐛 Frequent app crashes and freezing
- ⏱️ Slow and clunky performance
- ❌ Unreliable login functionality
- 📬 OTP delivery delays and timeouts
- 📺 Intrusive advertisements cluttering interface

**Reported bugs**

- App crashes on startup or requires non-existent updates
- M-PESA payment failures
- Login errors occurring frequently
- Menu button inaccessible on iPhone 12 Pro, 13 Pro, and 14 Pro Max
- Joint account access not visible in mobile app

**Requested features**

- Credit card payment functionality on mobile app
- Ability to edit saved beneficiary details
- Copy-paste support in transfer reference field
- Better error messaging for transaction limits
- Touch ID/biometric authentication support


## Frequently asked questions

### Is GAB PESA free?

GAB PESA is free to download, with no in-app purchases.

### Is SC Mobile Kenya free?

SC Mobile Kenya is free to download, with no in-app purchases.

### Which has better reviews, GAB PESA or SC Mobile Kenya?

SC Mobile Kenya is rated higher. GAB PESA averages 3.5 out of 5 from 4 ratings, while SC Mobile Kenya averages 4.8 from 764 ratings.

### Do GAB PESA or SC Mobile Kenya have ads?

SC Mobile Kenya shows ads; GAB PESA does not.

### Which is updated more often, GAB PESA or SC Mobile Kenya?

GAB PESA ships an update every 5 months, and SC Mobile Kenya every 6 weeks. Most recently, GAB PESA was updated on November 1, 2026 and SC Mobile Kenya on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*