# CBTJ Mobile vs CBTKY

The clearest difference is review sentiment: CBTKY at 75% against CBTJ Mobile's 60%. CBTKY also leads on rating (4.9 vs 4.7) and ratings volume (557 vs 160). CBTJ Mobile's advantage is iOS requirement (15.0 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CBTKY holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 160 and 557 respectively. Written reviews point the same way: 60% of CBTJ Mobile's written reviews are positive against 75% of CBTKY's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 13, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | CBTJ Mobile | CBTKY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (160 ratings)](https://appshunter.io/ios/app/cbtj-mobile/id1017068657/reviews) | **[4.9 (557 ratings)](https://appshunter.io/ios/app/cbtky/id6479719921/reviews)** |
| Number of ratings | 160 | **557** |
| Positive reviews | 60.0% of reviews | **75.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 155 MB | 178 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Citizens Bank & Trust Co. of Jackson](https://appshunter.io/developer/1017068656) | [Citizens Bank and Trust Company Kentucky](https://appshunter.io/developer/708523680) |

## What reviewers say

### CBTJ Mobile

[App page](https://appshunter.io/ios/app/cbtj-mobile/id1017068657)

Manage your finances on the go with this mobile banking application. Check balances, pay bills, transfer funds between accounts, and deposit checks remotely. Available for iPhone and iPad users.

**Highlights:** Check account balances, Search recent transactions, Pay bills, Transfer funds between accounts, Deposit checks remotely

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### CBTKY

[App page](https://appshunter.io/ios/app/cbtky/id6479719921)

Manage your finances on the go with this secure banking app. Set up alerts, make payments, transfer funds, deposit checks remotely, and find nearby branches and ATMs. Protect your account with passcode or biometric authentication.

**Highlights:** Account balance alerts, Make payments, Transfer funds, Mobile check deposit, View statements, Find branches/ATMs, Biometric security

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is CBTJ Mobile free?

CBTJ Mobile is free to download, with no in-app purchases.

### Is CBTKY free?

CBTKY is free to download, with no in-app purchases.

### Which has better reviews, CBTJ Mobile or CBTKY?

CBTKY is rated higher. CBTJ Mobile averages 4.7 out of 5 from 160 ratings, while CBTKY averages 4.9 from 557 ratings.

### Do CBTJ Mobile or CBTKY have ads?

Neither CBTJ Mobile nor CBTKY shows ads.

### Which is updated more often, CBTJ Mobile or CBTKY?

CBTJ Mobile ships an update monthly, and CBTKY monthly. Most recently, CBTJ Mobile was updated on October 13, 2026 and CBTKY on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*