# 대신저축은행 스마트뱅크 vs Mymo(한화저축은행)

대신저축은행 스마트뱅크 and Mymo(한화저축은행) are too close to call on the numbers: across 8 compared parameters — price, review sentiment, update cadence and ads among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | 대신저축은행 스마트뱅크 | Mymo(한화저축은행) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.9 (59 ratings)](https://appshunter.io/ios/app/mymo/id1628712855/reviews)** |
| Number of ratings | — | **59** |
| Positive reviews | **66.7% of reviews** | 64.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Monetization | Free | Free |
| Size | 115 MB | 208 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [대신저축은행](https://appshunter.io/developer/1016778344) | [한화저축은행](https://appshunter.io/developer/1628712857) |

## What reviewers say

### 대신저축은행 스마트뱅크

[App page](https://appshunter.io/ios/app/id1017609393)

Easily open accounts, apply for loans, and manage all your finances without visiting a branch. Enjoy secure mobile banking with simple authentication and open banking features to view all your accounts in one place.

**Highlights:** Non-face-to-face account opening, Loan applications, Open banking for all accounts, Simple authentication (PIN, pattern, biometrics), Mobile OTP issuance, Easy loan processing

**In-app purchases:** none


### Mymo(한화저축은행)

[App page](https://appshunter.io/ios/app/mymo/id1628712855)

This mobile banking app offers a comprehensive suite of digital financial services, including account opening, loan applications, and fund transfers. Experience convenient and secure access to your accounts with various login methods and manage your finances anytime, anywhere.

**Highlights:** Non-face-to-face account opening, Loan application and management, Open banking for inter-bank transfers, Online document submission, Electronic contract signing, Real-time account and loan history, Fee-free remittances

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Clean and simple interface
- 🚀 Fast processing speed
- 👍 Easy to understand and use
- 👍 Intuitive design
- 👍 Visually appealing colors

**What reviewers complain about**

- 🐛 Face authentication issues
- 🐛 Password creation problems
- 🐛 Login errors
- 🐛 Withdrawal limit restrictions
- 🐛 App crashes frequently

**Reported bugs**

- Face authentication is inaccurate and fails repeatedly
- Password creation is problematic, rejecting valid passwords
- Login functionality is broken, preventing access
- App crashes or freezes during critical processes like registration or authentication
- Certificate authentication errors occur frequently

**Requested features**

- Provide clear guidance on loan approval status
- Improve face authentication accuracy
- Simplify password requirements
- Offer clearer explanations for withdrawal limits and required documents
- Provide in-app guidance or pop-ups for service disruptions


## Frequently asked questions

### Is 대신저축은행 스마트뱅크 free?

대신저축은행 스마트뱅크 is free to download, with no in-app purchases.

### Is Mymo(한화저축은행) free?

Mymo(한화저축은행) is free to download, with no in-app purchases.

### Do 대신저축은행 스마트뱅크 or Mymo(한화저축은행) have ads?

Neither 대신저축은행 스마트뱅크 nor Mymo(한화저축은행) shows ads.

### Which is updated more often, 대신저축은행 스마트뱅크 or Mymo(한화저축은행)?

대신저축은행 스마트뱅크 ships an update every 5 weeks, and Mymo(한화저축은행) every 5 weeks. Most recently, 대신저축은행 스마트뱅크 was updated on November 6, 2026 and Mymo(한화저축은행) on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*