# LiquidPay vs FWD SG

The clearest difference is rating: FWD SG at 4.5 against LiquidPay's 3.7. FWD SG also leads on ratings volume (24 vs 3). LiquidPay's advantage is review sentiment (50% vs 31%) and update cadence (every 9 days vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FWD SG holds the better App Store score, 4.5 against 3.7. That said, the two scores are not equally well evidenced: FWD SG has 24 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 50% of LiquidPay's written reviews are positive against 31% of FWD SG's, so the app with the better star average is not the one people write more warmly about.

LiquidPay ships an update every 9 days, FWD SG monthly. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | LiquidPay | FWD SG |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (3 ratings)](https://appshunter.io/ios/app/liquidpay/id1020051065/reviews) | **[4.5 (24 ratings)](https://appshunter.io/ios/app/fwd-sg/id1538535682/reviews)** |
| Number of ratings | 3 | **24** |
| Positive reviews | **50.0% of reviews** | 30.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Monthly |
| Monetization | Free | Free |
| Size | 89 MB | 146 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Liquid Group Pte. Ltd.](https://appshunter.io/developer/1020050884) | [FWD Singapore Pte. Ltd.](https://appshunter.io/developer/1538535684) |

## What reviewers say

### LiquidPay

[App page](https://appshunter.io/ios/app/liquidpay/id1020051065)

This mobile payment app simplifies online transactions with quick, secure, and convenient QR code scanning. Access exclusive discounts and vouchers from numerous merchants, which are automatically applied at checkout. Advanced security and encryption protect your data, with optional Touch ID or PIN code access.

**Highlights:** QR code payments, Exclusive offers and vouchers, Automatic discount application, Advanced security and encryption, Touch ID/PIN code protection, Voucher sharing

**Features:** macOS Compatibility

**In-app purchases:** none


### FWD SG

[App page](https://appshunter.io/ios/app/fwd-sg/id1538535682)

Manage your insurance policies, submit claims, and access policy documents all in one place. This app offers convenient features like biometric login, cashless payments, and a chatbot for support. Stay updated on news, promotions, and referral rewards.

**Highlights:** All-in-one policy management, Biometric and face ID login, Seamless claims submission, Update personal particulars, Workshop and clinic locator, Cashless payment with e-card, 24/7 chatbot support

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is LiquidPay free?

LiquidPay is free to download, with no in-app purchases.

### Is FWD SG free?

FWD SG is free to download, with no in-app purchases.

### Which has better reviews, LiquidPay or FWD SG?

FWD SG is rated higher. LiquidPay averages 3.7 out of 5 from 3 ratings, while FWD SG averages 4.5 from 24 ratings.

### Do LiquidPay or FWD SG have ads?

Neither LiquidPay nor FWD SG shows ads.

### Which is updated more often, LiquidPay or FWD SG?

LiquidPay ships an update every 9 days, and FWD SG monthly. Most recently, LiquidPay was updated on October 24, 2026 and FWD SG on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*