# 街口支付 JKOPAY vs 將來銀行 NEXT BANK

The clearest difference is rating: 將來銀行 NEXT BANK at 4.0 against 街口支付 JKOPAY's 2.1. 將來銀行 NEXT BANK also leads on review sentiment (34% vs 21%) and iOS requirement (13.0 vs 15.0). 街口支付 JKOPAY's advantage is ratings volume (35 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

將來銀行 NEXT BANK holds the better App Store score, 4.0 against 2.1. That said, the two scores are not equally well evidenced: 街口支付 JKOPAY has 35 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 21% of 街口支付 JKOPAY's written reviews are positive against 34% of 將來銀行 NEXT BANK's.

街口支付 JKOPAY ships an update fortnightly, 將來銀行 NEXT BANK monthly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | 街口支付 JKOPAY | 將來銀行 NEXT BANK |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.1 (35 ratings)](https://appshunter.io/ios/app/jkopay/id1020122239/reviews) | **[4.0 (2 ratings)](https://appshunter.io/ios/app/next-bank/id1528472238/reviews)** |
| Number of ratings | **35** | 2 |
| Positive reviews | 20.8% of reviews | **34.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Size | 184 MB | 336 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [JKOS Network CO., LTD](https://appshunter.io/developer/1020122238) | [NEXT BANK, LTD](https://appshunter.io/developer/1525351900) |

## What reviewers say

### 街口支付 JKOPAY

[App page](https://appshunter.io/ios/app/jkopay/id1020122239)

This app simplifies daily life with mobile payments, instant transfers, and a wide range of lifestyle services. Earn rewards and enjoy exclusive benefits through its tiered membership program. It prioritizes transaction and personal data security.

**Highlights:** Mobile payments via QR code or scanning, Fee-free transfers to other users, Integrated lifestyle services (bills, transport, food), Earn and redeem 'JKO Coins' for discounts, Tiered membership levels with benefits, Secure transaction and personal data protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 將來銀行 NEXT BANK

[App page](https://appshunter.io/ios/app/next-bank/id1528472238)

A mobile banking app offering 24/7 financial services including account opening, savings acceleration, credit card rewards, and loan applications. It features customizable account numbers, a versatile debit card, a loyalty points system for spending discounts, and tools for managing personal finances and increasing savings interest.

**Highlights:** Customizable account numbers, All-in-one debit card (iPASS, ATM, VISA), Flexible loyalty points for discounts, Pocket accounts for budget management, Interest-boosting savings tools, Easy loan applications

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 😍 Video call customer service connected
- 💳 Excellent for first-time users
- 💸 Fee-free cross-account transfers
- 👍 Great customer service, fast and helpful
- 📊 Useful transaction details for budgeting

**What reviewers complain about**

- ❌ Video call verification often fails
- ❌ Customer service unreachable (phone/text)
- ❌ Transfer address field cannot paste
- ❌ Cursor jumps to end when editing text
- ❌ Video verification issues, app crashes

**Reported bugs**

- Video call verification not connecting
- Transfer address field not allowing paste
- Cursor behavior issue when editing text
- App crashes during video verification attempts
- Login screen freezes

**Requested features**

- Add a field for transaction remarks/notes
- Add loan payment reminders/notifications
- Add one-click read all messages function
- Add scheduled/预约 transfer function
- Add ability to search transaction details by date range


## Frequently asked questions

### Is 街口支付 JKOPAY free?

街口支付 JKOPAY is free to download, with no in-app purchases.

### Is 將來銀行 NEXT BANK free?

將來銀行 NEXT BANK is free to download, with no in-app purchases.

### Which has better reviews, 街口支付 JKOPAY or 將來銀行 NEXT BANK?

將來銀行 NEXT BANK is rated higher. 街口支付 JKOPAY averages 2.1 out of 5 from 35 ratings, while 將來銀行 NEXT BANK averages 4.0 from 2 ratings.

### Do 街口支付 JKOPAY or 將來銀行 NEXT BANK have ads?

Neither 街口支付 JKOPAY nor 將來銀行 NEXT BANK shows ads.

### Which is updated more often, 街口支付 JKOPAY or 將來銀行 NEXT BANK?

街口支付 JKOPAY ships an update fortnightly, and 將來銀行 NEXT BANK monthly. Most recently, 街口支付 JKOPAY was updated on November 1, 2026 and 將來銀行 NEXT BANK on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*