# Expense vs 小牛记账

The clearest difference is in-app purchases: Expense at none against 小牛记账's 1. Expense also leads on ratings volume (112 vs 1). 小牛记账's advantage is update cadence (every 3 weeks vs every 6 months) and rating (5.0 vs 4.8). On price, ads and device support there is nothing between them.

Both are free to download. 小牛记账 sells 1 one-off in-app purchase. Expense asks for nothing beyond the download.

小牛记账 holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Expense has 112 ratings behind it against 1, so its average is the more settled of the two.

Expense ships an update every 6 months, 小牛记账 every 3 weeks. The most recent releases landed on October 21, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Expense | 小牛记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (112 ratings)](https://appshunter.io/ios/app/expense-spending-tracking/id1020335225/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id6472397218/reviews)** |
| Number of ratings | **112** | 1 |
| Positive reviews | 97.1% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 3 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 4 MB | 35 MB |
| Requires iOS | 17.0 | **13.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Shan Cao](https://appshunter.io/developer/652897325) | [Shanghai Youqianhua Information Technology Co., Ltd.](https://appshunter.io/developer/1499784439) |

## What reviewers say

### Expense

[App page](https://appshunter.io/ios/app/expense-spending-tracking/id1020335225)

Effortlessly monitor your finances with this intuitive spending tracker. Visualize your expenses with a clean line chart and gain insights into your spending habits. Customize categories and export your data for detailed analysis.

**Highlights:** Intuitive expense tracking, Beautiful line chart visualization, Monthly spending overview, Customizable categories, Export data to CSV, Local data storage

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Extremely simple and easy to use
- 🚀 Fast and efficient expense tracking
- ✨ Clean and minimalistic interface
- 🆓 Free to use with no ads
- 💡 Intuitive GUI

**What reviewers complain about**

- 💡 Lacks search functionality
- 💡 No recurring expense option
- 💡 Limited category icon selection
- 💡 No subcategories
- 💡 Currency display can be odd

**Reported bugs**

- Currency display issues
- No visible way to delete entries (user reported)

**Requested features**

- Search functionality
- Increased list of category icons
- Ability to use Emojis as category icons
- Set a recurring expense
- Add a 'memo' or text field for notes


### 小牛记账

[App page](https://appshunter.io/ios/app/id6472397218)

Easily track daily expenses and income with customizable accounts and categories. Gain insights into spending habits through smart data analysis and charts. Manage debts effectively to achieve financial stability.

**Highlights:** Intuitive transaction recording, Customizable accounts and categories, Smart data analysis and charts, Debt tracking and management, Financial habit building

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| VIP会员 | $1.99 | one-time |


## Frequently asked questions

### Is Expense free?

Expense is free to download, with no in-app purchases.

### Is 小牛记账 free?

小牛记账 is free to download, with in-app purchases available.

### Which has better reviews, Expense or 小牛记账?

小牛记账 is rated higher. Expense averages 4.8 out of 5 from 112 ratings, while 小牛记账 averages 5.0 from 1 ratings.

### Do Expense or 小牛记账 have ads?

Neither Expense nor 小牛记账 shows ads.

### Which is updated more often, Expense or 小牛记账?

Expense ships an update every 6 months, and 小牛记账 every 3 weeks. Most recently, Expense was updated on October 21, 2026 and 小牛记账 on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*