# CS Credit Union vs SECU

The clearest difference is iOS requirement: CS Credit Union at 12.0 against SECU's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CS Credit Union ships an update every 3 months, SECU every 2 months. The most recent releases landed on October 26, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | CS Credit Union | SECU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.9 (276K ratings)](https://appshunter.io/ios/app/secu/id1435916976/reviews)** |
| Number of ratings | — | **276K** |
| Positive reviews | — | 64.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | — | Free |
| Size | 74 MB | 43 MB |
| Requires iOS | **12.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [CS Credit Union](https://appshunter.io/developer/1458113224) | [North Carolina State Employees' Credit Union](https://appshunter.io/developer/1435916975) |

## What reviewers say

### CS Credit Union

[App page](https://appshunter.io/ios/app/cs-credit-union/id1020952416)

**Features:** macOS Compatibility

**In-app purchases:** none


### SECU

[App page](https://appshunter.io/ios/app/secu/id1435916976)

Manage your finances on the go with this mobile banking app. View account balances, pay bills, transfer funds, and deposit checks securely. It also allows you to manage your cards and communicate with the institution through secure messaging.

**Highlights:** View account balances and transactions, Lock/unlock debit cards, Schedule and manage bill payments, Transfer funds between accounts, Deposit checks via mobile, Request loan advances, Secure messaging

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Efficient mobile banking features
- 🔒 Secure transactions
- 💡 Convenient mobile check deposit
- 👍 Helpful and friendly customer service

**What reviewers complain about**

- 🐛 Unreliable mobile deposit
- 🐛 Inconsistent transaction history display
- 🐛 Frequent app crashes and glitches
- 🔍 Lack of advanced features (notes, recurring transfers)

**Reported bugs**

- Login screen issues causing lockouts
- Mobile deposit not recognizing check orientation
- Inconsistent app performance after iOS updates

**Requested features**

- Add notes/memos to transactions
- Enable recurring transfers between accounts
- Implement true landscape mode for tablets
- Improve email/text alert options


## Frequently asked questions

### Is CS Credit Union free?

CS Credit Union is free to download, with no in-app purchases.

### Is SECU free?

SECU is free to download, with no in-app purchases.

### Do CS Credit Union or SECU have ads?

Neither CS Credit Union nor SECU shows ads.

### Which is updated more often, CS Credit Union or SECU?

CS Credit Union ships an update every 3 months, and SECU every 2 months. Most recently, CS Credit Union was updated on October 26, 2026 and SECU on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*