# bunq vs Uni5Pay+ M

The clearest difference is update cadence: bunq at weekly against Uni5Pay+ M's every 3 months. Uni5Pay+ M's advantage is iOS requirement (9.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

bunq ships an update weekly, Uni5Pay+ M every 3 months. The most recent releases landed on October 24, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | bunq | Uni5Pay+ M |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (1.4K ratings)](https://appshunter.io/ios/app/bunq/id1021178150/reviews)** | — |
| Number of ratings | **1.4K** | — |
| Positive reviews | 42.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 months |
| Monetization | Freemium | — |
| Size | 468 MB | 16 MB |
| Requires iOS | 16.0 | **9.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [bunq](https://appshunter.io/developer/1021178149) | [Southern Commercial Bank NV](https://appshunter.io/developer/1464144472) |

## What reviewers say

### bunq

[App page](https://appshunter.io/ios/app/bunq/id1021178150)

A mobile banking app designed for various life stages, offering easy account opening, wealth management, and budgeting tools. It provides features for everyday banking, business needs, and international lifestyles, with options for investing and cryptocurrency trading.

**Highlights:** Multiple bank accounts, Card management, Savings accounts and term deposits, Stock and ETF investing, Cryptocurrency trading, Contactless payment acceptance, Worldwide travel insurance

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Instant payments
- 💡 Innovative features
- 👍 Easy to use
- 🌍 Great for expats
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Buggy app
- 🕰️ Slow customer support
- 💰 Expensive fees
- 🤖 Unhelpful AI chatbot
- 🔒 Account freezing issues

**Reported bugs**

- App crashes on login
- Incorrect transaction recording
- Verification issues

**Requested features**

- Bring back previous app design
- Improve account management features
- Provide phone-based customer support


### Uni5Pay+ M

[App page](https://appshunter.io/ios/app/uni5pay-plus-m/id1465225776)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is bunq free?

bunq is free to download, with no in-app purchases.

### Is Uni5Pay+ M free?

Uni5Pay+ M is free to download, with no in-app purchases.

### Do bunq or Uni5Pay+ M have ads?

Neither bunq nor Uni5Pay+ M shows ads.

### Which is updated more often, bunq or Uni5Pay+ M?

bunq ships an update weekly, and Uni5Pay+ M every 3 months. Most recently, bunq was updated on October 24, 2026 and Uni5Pay+ M on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*